Credit Cards

Two small business credit cards are currently offering the best welcome offers that I ever recall seeing them publish but while both welcome deals are identical, it's the all-around package offered by one of these cards that really catches the eye.

We're two weeks away from the start of the 4th quarter of 2023 and, as usual, Chase has revealed, ahead of time, the Freedom bonus categories that will go live on 1 October and which will remain in place for the rest of the year.

Accusations of 'clickbait' are to be found all over the internet, and while it's often a term that's misused by those too lazy to think up a more relevant rebuke or by those who don't appear to know what clickbait actually is, there's no arguing with the fact that genuine clickbait can be very annoying.

Free night certificates that come as a credit card benefit are mostly pretty simple to use, but things aren't always as straightforward as they should be. I, for example, have recently had an incredibly annoying time trying to redeem one particular certificate and as a quick web search has revealed that I'm far from alone, I thought that I'd flag the issue so that anyone reading this knows what can go wrong and how I eventually got around the problem I faced.

Please accept our apologies for the vague headline, but there's a very good reason for it (and no, it's not clickbait!) The bank whose credit cards are discussed in this post has recently implemented some truly idiotic rules around what we can and cannot include in articles that go on to appear (in very abbreviated form) in our daily email newsletter.

One business credit card has been offering a fantastic 100,000 point welcome bonus for over two years, so when we got a heads up (a few days ago) that the card would have its bonus refreshed, I assumed that the great deal was about to be pulled. Amazingly (and I'm a little stunned by this), not only has the 100,000 point welcome bonus not been pulled today, it has actually been made easier to earn! 

The Ink Business Preferred® Credit Card from Chase continues to offer one of the best welcome bonuses on the market, but there's a lot more to this card than just a one-off points bonanza - this is a credit card that offers excellent spending category bonuses, that makes other great credit cards even better, and that offers one of the rarer (and more useful) credit card benefits around.

We're still a little over two weeks away from the start of the 3rd quarter of this year but, as usual, Chase has now revealed the Freedom 3Q bonus categories that will go live on 1 July ahead of time.

To get the most out of a miles or points balance takes work and often quite a bit of effort. People with busy lives and families to look after generally don't have the time or energy to deal with all of that and this a big reason why cash back credit cards are so incredibly popular and why the Blue Cash Preferred Card is a card that would work well in most wallets.

Generally speaking, if you want a credit card that offers impressive earnings power you have to be prepared to pay for it and, in a lot of cases, paying for it means taking on annual fees of at least $495/year. Not with the Ink Business Cash Card from Chase.