I'm a huge fan of flexible points currencies and while Chase Ultimate Rewards was my favorite currency to collect for a number of years, I've recently found myself favoring Amex's Membership rewards more and more. In this post, I outline the 4 cards which I think make up the best "team" for anyone looking to maximize their Membership Rewards points earnings.
The entry-level Hilton Honors Credit Card from American Express doesn't get a lot of attention because it's a simple card that doesn't offer any amazing or eye-catching benefits. That, however, doesn't mean this is a card you should ignore. With a great (and significantly improved) welcome offer and no annual fee, this can be a fantastic starter card for anyone new to the miles and points game or a great backup card for infrequent visitors to Hilton properties worldwide.
The Platinum Card from American Express comes with a not-insignificant $550 annual fee but for the first six months of 2021, American Express is offering cardholders an easy-to-use PayPal credit to help them recoup some of that annual fee. This is your monthly reminder to make sure you use up that monthly credit before it's too late.
The Marriott Bonvoy Boundless credit card is Chase's prime Bonvoy card and we have just seen the welcome bonus that this card offers raised to 100,000 points. I'm pretty sure that this is the highest welcome bonus that the Boundless Card has ever offered but (and this is the good bit) the last time we saw the welcome offer up this high, the spending requirement was also higher.
It's April 2nd and that means that we've moved into the second quarter of the year. A new quarter means the new Chase Freedom Flex bonuses are live so assuming that you're a cardholder (and why wouldn't you be?), it's time to make sure that you've registered your card and that you know what new bonuses your card is offering.
In February, American Express decided that it needed to do something to keep some of its co-branded cards front and center in people's wallets while travel remained far from most people's minds. Its solution was to introduce monthly dining and wireless credits for a number of its co-branded cards and today is the last chance you have to use up March's credits if you haven't already done so.
f you run a small business and you travel with any kind of frequency (outside of pandemics!), the Business Platinum Card from American Express is probably a card that you've heard about and considered so, as I haven't really discussed this card in any detail before, I thought I'd take a look at what it has to offer.
Earlier this month American Express started targeting more cardholders for a promotion in which it offers bonus points in exchange for a cardholder signing up for its Pay Over Time Option. Now, even more cardholders are being targeted and some are seeing their original bonus offers improved considerably.
The Chase Sapphire Reserve Card is one of my favorite cards and is one of the few cards that I hold that never leaves my wallet. While it's primarily a card that's focused on travel, the Sapphire Reserve's strong earnings on dining and fantastic earnings on all Lyft spending (10 points/dollar through March 2022), mean that it's also a great card to hold for some day-to-day spending.
The last quarter of 2020 and the first quarter of this year saw Chase offering a variety of targeted spending bonuses across its co-branded card portfolio, and that run looks set to continue. Chase is now set to introduce a new wave of targeted spending bonuses on its co-branded cards for the second quarter of 2021.