Amex

To get the most out of a miles or points balance takes work and often quite a bit of effort. People with busy lives and families to look after generally don't have the time or energy to deal with all of that and this a big reason why cash back credit cards are so incredibly popular and why the Blue Cash Preferred Card is a card that would work well in most wallets.

Just a few years ago, the Marriott Bonvoy Business® American Express® Card was just another co-branded business credit card that offered a good earning rate at Marriott properties and a few good benefits too. Then, in late March 2020, came a small but key policy change that made the Marriott Bonvoy Business® American Express® Card an invaluable tool for anyone seeking easy Marriott Bonvoy status.

The American Express® Gold Card is a key card in Amex's Membership Rewards ecosystem as it offers the best earning rates out of any American Express card in select major spending categories. It's a card that offers valuable benefits that help cardholders offset the annual fee and as it earns a currency that's transferable to an impressive variety of airline and hotel loyalty programs, it's a card that can help cardholders make significant savings on aspirational travel bookings.

When it comes to spending at US supermarkets and spending with the major streaming services, the Blue Cash Preferred® Card from American Express offers the best rate of cash back out of any card on the market. Add to that the good cash back rates for spending on transit and at US gas stations and you have one of the best cash back cards around. Ordinarily, this card costs $95/year to hold, but right now you can try it out without having to pay an annual fee in your first year.

There aren't many credit cards that I consider to be "must-have" cards for any serious miles and points fan, but the Blue Business® Plus Credit Card from American Express is definitely one of them. This card comes with no annual fee and is one of the more rewarding cards you'll find for spending in non-bonused categories.

A number of American Express Platinum Cards offer cardholders an airline fee credit as a way of helping them offset part of their card's annual fee (or, as a way of helping them justify their card's annual fee) but at some point in the past few days, this benefit became a little weaker.

American Express has confirmed that it's piloting a new "experience" for consumers, which will allow select applicants to find out if they'll be approved for their preferred Amex card without having their credit score affected (i.e. Without a hard pull on their credit file).

Quietly and without any fanfare, two slight improvements to two of the benefits offered by the Platinum Card® from American Express have been made. Considering how much publicity Amex normally throws behind "improvements" that don't actually improve the card, it's surprising that more hasn't been made of these changes but, nevertheless, this is genuinely a little bit of good news.

A wide variety of cards offer bonuses or cash back for spending on dining, takeouts, and food delivery services, so I've pulled together a selection of five cards that I think offer some of the best returns available on dining expenditure. With no-annual-fee cards sharing this list with ultra-Premium cards, there should be a card that fits most people's wallets in this selection.

The entry-level Hilton Honors American Express Card doesn't get a lot of attention because it's a simple card that doesn't offer any amazing or eye-catching benefits. That, however, doesn't mean this is a card you should ignore. With a good welcome offer and no annual fee, this can be a great starter card for anyone new to the miles and points game or a great backup card for infrequent visitors to Hilton properties worldwide.