The Hilton Honors Surpass Card from American Express is one of the best hotel co-branded cards on the market because it costs just $95/year and offers all cardholders the most valuable mid-tier hotel status around. Add in a good 125,000 point welcome offer and strong earning rates at Hilton properties worldwide, and this becomes a card that can pay for itself multiple times over when in the right hands.
The entry-level Hilton Honors Credit Card from American Express doesn't get a lot of attention because it's a simple that card doesn't offer any amazing or eye-catching benefits...but it's still a good a card that shouldn't be overlooked. With a good welcome offer and no annual fee, it can be a fantastic starter card for anyone new to the miles and points game or a great backup card for infrequent visitors to Hilton properties worldwide.
Rakuten is a portal I write about reasonably frequently because it offers miles & points fans a very easy way to collect bonus American Express Membership Rewards points when they shop at a large variety of well-known online retailers. Right now, and for a limited time, Rakuten is offering new members a very easy path to 3,000 bonus Membership Rewards points.
At the beginning of May, American Express confirmed that holders of its Platinum Card would be given two new ways to earn monthly statement credits as the card issuer looked for ways to help cardholders get value out a card whose primary benefits all center around travel. For most people, this was very good news. For me, it presented a challenge.
American Express is currently targeting cardholders for two good deals for spending at Dell. One offer is good for a $120 statement credit while the second offer is for a substantial number of Membership Rewards points which I value at significantly more than $120.
It's a busy day in the credit card world! A little earlier I wrote about how the majority of Marriott Bonvoy credit cards issued by Chase and American Express will earn 6 points/dollar on grocery spending, that was followed by a post detailing how Chase is offering bonus points for grocery spending on a further 21 of its credit cards, and now American Express has announced that it is improving benefits and earning rates on cards across its portfolio.
With travel at a halt, with non-essential businesses closed and with social distancing measures in place, a lot of the traditional miles & points credit cards no longer offer a particularly compelling set of benefits. To combat this issue we're starting to see credit card issuers tweaking the benefits and earnings rates that their cards offer to be more relevant to the current environment and today it's the turn of the Marriott Bonvoy cards.
If you currently hold a Platinum Card from American Express you may have been targeted for an improved referral offer which is doing the rounds. The referral offer is showing up in my account and a number of other cardholder accounts that I have seen so the targeting may not be particularly narrow.
With the Amex Platinum Card focusing so heavily on airfare spending and travel benefits American Express may be noticing a sharp decrease in the card's use around the world and there's a good chance that it's seeing a lot of people downgrading their card to cheaper and (currently) more useful alternatives...and Amex appears to be responding.
American Express is currently targeting cardholders for two good offers for spending at Dell and depending on which credit cards you find these offers targeted (and if a hypothesis of mine works), these offers may turn out to be a lot better than they first appear to be.