Citi ThankYou: Transfer Partners & Transfer Times

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Citi ThankYou points are one of the three big transferable currencies in the miles & points world and can be earned by using select Citi credit cards (e.g. the Citi ThankYou Premier card r the Citi Prestige card), and these points can be transferred across to a variety of other loyalty programs affiliated to major airlines.

Citi ThankYou Program

At the time of writing, the Citi ThankYou program has 14 transfer partners (one of which is dormant), and all are loyalty programs affiliated with airlines – Citi ThankYou does not offer transfers to hotel loyalty programs.

This can make it easy to claim that Citi ThankYou points are the weaker of the three major credit card currencies, but that ignores the fact that ThankYou points can be easier to earn than Membership Rewards points or Chase Ultimate Rewards points, and it ignores the fact that Citi has one or two useful unique transfer partners too.

Citi ThankYou Transfer Partners

*Jet Airways is currently not operating and, as such, the loyalty program has been suspended.

The list of Citi ThankYou airline transfer partners covers airlines across all three major alliances (which should keep most people happy) and includes favorites like Singapore Airlines KrisFlyer (useful for great quality premium cabin awards and good value awards via the Spontaneous Escapes program) and Flying Blue (useful for discounted deals via Flying Blue’s monthly Promo Awards).

Uniquely, Citi ThankYou also offers Etihad Guest as a transfer partner, and Etihad Guest Miles can be used to very economical effect when booking premium cabin American Airlines awards (if you can find them!).

American Airlines 777-300ER Business Class
American Airlines 777-300ER Business Class

Other transfer partners unique to Citi (out of the three major credit card currencies) include the Qatar Airways Privilege Club (which can offer amazing value through its Easy Deals offers), Malaysia Airlines Enrich, Turkish Airlines Miles & Smiles, EVA Air, and Thai Airways Royal Orchid Plus.

Furthermore, with multiple Citi ThankYou transfer partners also being transfer partners for AMEX Membership Rewards and/or Chase Ultimate Rewards, miles & points enthusiasts can pool points from more than one source to get them the award they’re looking to book.

Overall, the value that each person gets from transferring ThankYou points to these airlines will vary depending on what the points are eventually used for, but with partners like Singapore Airlines, Etihad Guest, Flying Blue and Virgin Atlantic Flying Club (useful for ANA premium cabin awards) it’s not very had to find a good-value use for ThankYou points.

Transfer Times

As far as transfer times go, the information you see in the tables above is a guideline only – some transfers can be reliably instantaneous while with others, the time taken to transfer Membership Rewards points can vary significantly

I generally avoid moving points across to an airline program which doesn’t reliably offer instantaneous transfers unless I can place the award(s) I want to book on hold – the last thing I want to happen is for award availability to disappear in the time between actioning a transfer and the points arriving in my airline loyalty account.

Transfer Fees

Unlike American Express, Citi, like Chase, doesn’t charge a fee for transfers to any of its partners.

Transfers To Other People’s Loyalty Accounts

Citi prohibits users from transferring ThankYou points into loyalty accounts where the details on the recipient account don’t match with the details on the Citi ThankYou account.

Transfers To Other People’s ThankYou Accounts

Citi allows cardholders to transfer ThankYou points to any other ThankYou account they choose…but there are some important restrictions you should be very aware of:

  • A maximum of 100,000 points can be shared with other ThankYou accounts each calendar year.
  • A maximum of 100,000 points can be received from other ThankYou accounts each calendar year.
  • Points transferred over to/from another ThankYou account will expire 90 days after the transfer has taken place and there’s no way to extend their validity period.
  • Once points have been transferred to a new ThankYou account they cannot be re-shared.

Transfers to other ThankYou accounts can be useful in circumventing the restriction on transferring points to other people’s loyalty program accounts but, bearing in mind the points will expire within 90 days of a transfer, the recipient of the points should always have a solid plan for the points before a transfer is enacted.

Bottom Line

Citi’s ThankYou program may not have the strongest line up of transfer partners out of the three main transferrable currency programs, but it still has a lot of good uses.

With various ThankYou cards offering good earnings rates on travel, dining and gas it can be reasonably easy to rack up a useful stash of ThankYou points quite quickly so, with Citi occasionally offering transfer bonuses as well, it doesn’t have to take much effort to earn enough points for a valuable airline award.


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