Home Credit Cards Chase Credit Cards World Of Hyatt Credit Card Review (2021)

World Of Hyatt Credit Card Review (2021)

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The World of Hyatt credit card is now the only co-branded Hyatt credit card in existence and is without question a card that should have a place in every Hyatt fan’s wallet. Between the earning rates and the great benefits that the card offers the modest annual fee is easily covered, and with Hyatt increasingly giving cardholders extra bonuses in its global promotions, this card keeps getting more valuable.

World Of Hyatt Credit Card

In Brief

The World of Hyatt credit card is the best-earning credit card for spending at Hyatt properties worldwide, it offers cardholders Hyatt elite status as well as paths to even higher elite status, it doesn’t charge foreign transaction fees and, among other great benefits, it gives cardholders a free night at select Hyatt properties around the world on their annual cardholder anniversary. Value-wise, this card is hard to beat.

In Detail

Here’s what you need to know about the World of Hyatt credit card from Chase:

Annual Fee:

  • $95

Current Welcome Offer:

The World of Hyatt credit card is currently offering up to 60,000 bonus points for new successful applicants:

  • Earn 30,000 Bonus Points after spending $3,000 on the card in the first 3 months of opening your new account.
  • Earn up to 30,000 more bonus points by earning 2 points/dollar in all shopping categories in which the World of Hyatt credit card doesn’t already offer a bonus (on up to $15,000 of spending in the first six months of account opening).

Note: The World of Hyatt credit card is not available to either (i) current Cardmembers of any Hyatt Credit Card, or (ii) previous Cardmembers of any Hyatt Credit Card who received a new Cardmember bonus within the last 24 months. 


  • 4 points/dollar at Hyatt properties worldwide
  • 2 points/dollar at restaurants worldwide
  • 2 points/dollar on airfare booked directly with airlines
  • 2 points/dollar on local transit and commuting spending
  • 2 points/dollar at fitness clubs and gyms
  • 2 point/dollar on spending in all other categories on the first $15,000 of otherwise unbonused spending in the first 6 months of card membership*

*1 point/dollar on after that.

Why This Is A Great Card

World of Hyatt Elite Status Every Year

All World of Hyatt credit card holders are automatically given Hyatt “Discoverist” status which, although only being Hyatt’s entry-level status, offers the following benefits:

  • 10% more points on all Hyatt stays
  • Upgrade to a preferred room (subject to availability)
  • 2 pm check-out (subject to availability)
  • Premium internet
  • Daily bottled water

The upgrades can be hit-and-miss but the bonus points and the late check-out (which, in my experience, is almost always honored) can quickly make the annual fee look worthwhile.

No Card Earns A Better Return At Hyatt Properties

This may seem like an obvious thing to say (this is, after all, the only Hyatt credit card available) but it’s only since the World of Hyatt credit card was introduced and the legacy Hyatt credit card retired, that a co-branded Hyatt credit card has been the best card to use at Hyatt properties (the Chase Sapphire Reserve Card was the better card up until then).

With earnings of 4 points/dollar for all Hyatt spending and with my valuation of Hyatt points standing at 1.4 cents (based on the value I know I can get out of my points will little effort), the World of Hyatt credit card gives cardholders an effective rebate of 5.6% when they use their card at a Hyatt property. That’s a very good rebate for a $95/year credit card.

Free Night Certificate

All holders of the World of Hyatt credit card are given a free night certificate on their card anniversary every year. The certificate is valid at properties in Categories 1 through 4, it covers the cost of the room and any applicable taxes, and because the World of Hyatt doesn’t charge resort/destination fees on award night bookings, the stay booked with a free night certificate is genuinely “free”.

Given that a free night at a Category 4 property (e.g. the Andaz San Diego) can cost in excess of $350…

..that makes this not only a great reason to love this credit card but it also makes it one of the better hotel perks around.

5 Elite Night Credits

Not only does the World of Hyatt credit card bestow Hyatt Discoverist status on all cardholders, but it also gives all cardholders 5 elite night credits every year. These 5 elite night credits give cardholders a good boost towards Hyatt’s Milestone Rewards…

…and it lowers the number of nights that a cardholder needs to credit to the World of Hyatt program to earn higher elite status.

Ordinarily, Hyatt Explorist status requires a guest to earn 30 elite nights and Hyatt Globalist status requires a guest to earn 60 elite nights so holders of the World of Hyatt credit card get those targets cut to 25 nights and 55 nights respectively. In 2021 however, Hyatt has halved its usual status requirements so holders of the World of Hyatt credit card only need to earn 10 nights for Explorist status and 25 nights for top-tier Globalist status.

Note: Hyatt says that the 5 elite night credits will appear in a new cardholder’s World of Hyatt account within 8 weeks of account opening but in my experience, they post a lot quicker.

Earn More Elite Night Credits

I’ve already pointed out that the World of Hyatt credit card offers 5 elite night credits per year, but the card has one more way in which it helps to boost a cardholder’s progress to higher elite status – all cardholders will earn 2 elite night credits for every $5,000 spent on the World of Hyatt credit card.

Technically, this would allow a cardholder to spend their way to top-tier status without ever having walked into a Hyatt property but as that’s something that very few people are likely to do, this should be viewed as just another way to earn status a little more easily and without having to spend more nights away from home than are absolutely necessary.

Earn A Second Free Night Certificate

As well as offering cardholders a free night certificate on their card anniversary, the World of Hyatt credit card allows cardholders to earn a second certificate (also valid for stays at properties in Categories 1 through 4) after they spend $15,000 on their card in a single year.

Considering this credit card also offers 2 bonus elite night credits for every $5,000 spent, a cardholder spending $15,000 on their World of Hyatt credit card would not only earn a second free night certificate by also 6 valuable elite night credits.

Note: For new accounts opened in 2021, the primary cardmember will have from the date their account was opened through 31 December 2021 to spend $15,000 in purchases and earn a Free Night Award. On 1 January 2022, the cardholder’s spend total will reset to $0, and the time period for them to spend $15,000 to earn a Free Night Award will run from 1 January through 31 December of each calendar year.

Hyatt Promotions

In 2020 Hyatt took a noticeably new direction with a number of its promotions in that it offered extra bonuses for holders of the World of Hyatt credit card and, as it has done very recently, it started offering promotions aimed specifically at World of Hyatt credit card holders (this was a big reason why I applied for this card last October).

Here are a couple of examples of what I mean:

  • February 2020 – all Hyatt members are offered double points on stays but World of Hyatt credit card holders could also earn 1,500 bonus points on select stays.
  • September 2020 onwards – All Hyatt members are offered 3x points on Hyatt stays but World of Hyatt credit card holders are also offered 4x points for stays at over 350 resorts. Also, all World of Hyatt members are offered a rebate of 15% on award bookings while World of Hyatt credit card holders were offered a rebate of 25%.

Hyatt’s recent promotions have been nothing short of excellent, but for World of Hyatt credit card holders, they’ve been phenomenal.

Bottom Line

The World of Hyatt credit card is a must-have card for anyone who stays at Hyatt properties with any frequency or anyone who is considering abandoning another hotel chain for Hyatt.

This is a card that can improve all Hyatt stays courtesy of the elite status it bestows on cardholders (late check-outs, room upgrades, bonus points on all stays, etc…), it offers a free night at a Category 1-4 property every year (which should easily cover the annual fee), it makes the higher tiers of Hyatt status easier to reach courtesy of the elite night credits it offers (you can spend your way to top-tier status if you really want to!), and no other credit card offers a better return at Hyatt properties than this one.

Put simply, if you’re a fan of the World of Hyatt program and Hyatt’s properties, this is a card you should definitely have in your portfolio.

Click for more details on the World of Hyatt credit card

A Fantastic No Annual Fee Card

The Freedom Flex Credit Card is a no annual fee card from Chase and is a “must-have” credit card for fans of Chase’s Ultimate Rewards program. Fantastic earning rates, useful benefits, and no annual fee is always a winning combination.

Current Welcome Offer

New cardholders will earn $200 (or 20,000 Ultimate Rewards Points) after they spend $500 on the Freedom Flex credit card in the first 3 months of opening their new account.

Some Of The Great Earning Rates & Benefits:

  • 5% cash back (or 5 points/dollar) on:
    • Up to $1,500 of spending in quarterly revolving categories
    • Travel purchased through Chase’s travel portal
  • 3% cash back (or 3 points/dollar) on:
    • Dining (includes take-out and delivery)
    • Spending at drugstores
  • 1% cash back (or 1 point/dollar) on spending in all other categories
  • Complimentary cell phone protection

Click for more details on the Chase Freedom Flex Credit Card

Regarding Comments

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser or any other advertiser. It is not the bank advertiser’s responsibility or any other advertiser’s responsibility to ensure all posts and/or questions are answered.


  1. I’m confused. Simply put. How much credit card charging would I need to get globalist? I got the card in December and have already charged 15,000. Thanks for the help

  2. Here’s how to work this out:

    1) Check how many elite night credits you currently have in your account.
    2) Deduct the number of elite nights that you have from the number of nights needed to earn Globalist in 2021 (30 nights).
    3) As your card will earn you 2 elite night credits for every $5,000 of spending you put on it, you now divide the number of nights that you need for Globalist by 2 and then multiply that number by $5,000 to get your answer (this simplistic math works best if you need an even number of nights – in the example below I show what happens if you need an odd number of nights).

    So, as an example:

    If you have 9 nights in your account now, you still need a further 21 nights to earn Globalist Status in 2021.
    Every $5,000 you spend will get you 2 elite night credits so $50,000 of spending will earn you 20 elite night credits.
    You can now choose whether to earn the last elite night credit that you need by staying at a World of Hyatt property, or you can choose to spend a further $5,000 on your card (for a total of $55,000) which will earn you a further 2 elite night credits and take over the line.


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