The credit card you can’t apply for but can still get
Some credit cards have a shelf life, so while cards like the American Express® Gold Card seem to have been around forever (in one form or another), there are others that have come and gone and are (mostly) forgotten in the mists of time. Not all these cards, however, disappear completely.
What I assume are mistakes in the Chase Sapphire Preferred terms and conditions can...
One of the benefits that comes as part of the package offered by the Chase Sapphire Preferred® credit card is a $50 credit that is automatically applied to a cardholder's account once a year when they use their card to make a hotel booking through the Chase Travel℠ portal, and up until now, I thought I understood the terms and conditions that come attached to this benefit.
Targeted: Save $100 on select Chase Travel bookings (stack with bonus points offer)
Yesterday, we wrote about a targeted offer that hasn't been particularly well publicised in which Chase is offering 10,000 or 20,000 bonus points on select bookings made through Chase Travel℠. Well, it looks like select Chase cards are also being targeted for a deal offering $100 off select Chase Travel℠ bookings, and these two offers should stack.
Earn 10,000 – 20,000 points with one Chase Travel booking [Targeted]
Chase is targeting select card holders for a deal in which it's offering between 10,000 and 20,000 points for spending made through Chase Travel℠. There's a minimum spend requirement of $500 and that spending needs to be made in a single transaction, but other than that, this looks like a pretty straightforward offer.
Now live: Chase Freedom 4Q 2024 bonus categories
The Chase Freedom 4Q bonus categories for 2024 have now been revealed and as of 15 September, registration is open. The categories for this quarter are mostly dull and uninspiring, but there's one option which should allow holders of Chase Freedom/Chase Freedom Flex® credit cards maximize their earnings this quarter.
Comparing the three Southwest Rapid Rewards consumer cards (2024)
With Southwest currently running a promotion in which holders of its co-branded credit cards can earn bonus tier qualifying points through credit card spending, now would seem to be a good time to take another look at what each of the three Southwest consumer cards offer.
Comparing the four Chase Ink Business credit cards
Each of the four Chase Ink cards offers cardholders something different and each card has its own strengths, so to make it easy to see exactly how these cards compare, we've listed out their earnings rates, their key benefits, and their annual fees across two tables and added in a little commentary as well.
Chase has extended and improved its DoorDash partnership for select cardholders
Recently, Chase announced that it was extending its partnership with DoorDash for a further three years, and alongside that announcement came the news that holders of select Chase cards would be getting a few extra benefits on top of the DashPass benefit that they already get.
Comparing the three IHG Rewards credit cards (2024)
There are currently three credit cards linked to the IHG One Rewards program and in this article you'll find a comparison of the annual fees, the earning rates, and the key benefits that these cards offer in what is (hopefully) an easily digestible format to make it easier to see which card would work best for you.
Comparing the five Marriott Bonvoy consumer credit cards (2024)
Since Amex and Chase both launched new mid-tier Marriott Bonvoy credit cards back in 2022, the number of Bonvoy consumer cards open to new applicants has stood at five. This article compares the annual fees, the earning rates, and the key benefits that these five cards offer in what is an easily digestible format to make it easier to see which Bonvoy card will work best for you.
6 of the best credit cards for dining, takeout & delivery services
A wide variety of cards offer bonuses or cash back for spending on dining, takeouts, and food delivery services, so I've pulled together a selection of five cards that I think offer some of the best returns available on dining expenditure. With no-annual-fee cards sharing this list with ultra-Premium cards, there should be a card that fits most people's wallets in this selection.
Is the Ritz-Carlton™ credit card going to make a surprising return
The Ritz-Carlton™ credit card has been unavailable to new applicants for almost six years and a general rule says that no major credit card that has been removed from circulation reappears in a similar guise a few years down the line. But could the Ritz-Carlton™ credit card become the exception to that rule?
11 reasons to love the Chase Sapphire Preferred® Card (most are reasons why I...
I hold considerably more credit cards than I can fit into my wallet, so only a few of my cards come with me wherever I am and wherever I go. Some cards have a home in my smartphone wallet but not my actual wallet, and some have to make do with a space in my desk drawer until such time that they're called into action. One or two, however, never leave my side.
Chase Ultimate Rewards: Transfer partners & transfer times [updated 2024 edition]
Chase Ultimate Rewards offers holders of select Chase credit cards the opportunity to earn one of the four big transferable currencies in the miles & points world – Ultimate Rewards points - and these points can be transferred across to a variety of other loyalty programs affiliated to major airlines and hotel chains. In this article, we take a look at these airline and hotel partners.
Which credit cards are best for overseas everyday spending?
There are increasingly more and more credit cards that don't charge foreign transaction fees when you use them abroad, and that's a trend that has been very good for those of us who like to travel. But when it comes to general everyday spending when you're outside of the US, most of these cards don't offer a great return. So which cards do?
This is why you should have one of the two Chase Sapphire cards
Chase issues the Chase Sapphire Reserve and the Chase Sapphire Preferred credit cards and if you like to travel, if you enjoy playing the miles and points game and if you like being able to earn valuable points with relative ease, you should probably have one of these cards in your wallet...but not necessarily because of what these cards offer on their own.
The best business credit card for shipping purchases
In this article we take a quick look at what credit cards offer the better returns when they're used to pay for a business' shipping purchases, and we focus on the one card that we think stands head and shoulders above them all.
This Chase free night certificate “glitch” is annoying
Free night certificates that come as a credit card benefit are mostly pretty simple to use, but things aren't always as straightforward as they should be. I, for example, have recently had an incredibly annoying time trying to redeem one particular certificate and as a quick web search has revealed that I'm far from alone, I thought that I'd flag the issue so that anyone reading this knows what can go wrong and how I eventually got around the problem I faced.
I didn’t know that Chase Freedom bonus points can be earned retroactively (sometimes)
Something that most people reading this article will probably know is that every quarter, the Chase Freedom Flex® credit card and the Chase Freedom credit card (not open to new applicants) offer bonus points for spending in select categories to cardholders who register their cards after the quarterly categories have been announced.
The Ritz-Carlton™ credit card just got better (I didn’t see this coming)
Yesterday was a big day for announcements in the world of Marriott Bonvoy co-branded credit cards with news that the Marriott Bonvoy Brilliant™️ American Express® Card has been refreshed and the news that two new mid-tier cards have been launched. There was, however, one other piece of Bonvoy credit card news that didn't get any fanfare at all and for some, it was the best news of the day.
Chase & British Airways improve the Travel Together companion voucher
Earlier today, I wrote about British Airways improving the Companion Voucher issued by UK-issued American Express cards and while that news probably wasn't particularly interesting to US-based readers, the follow-up news that Chase and British Airways have improved the Travel Together benefit that comes with the British Airways Visa Signature® card will probably attract more attention.
How to combine Chase Ultimate Rewards Points (Freedom Cards to Ultimate Rewards Cards)
In this post, I set out a simple step-by-step guide that will show you how to combine the points earned by the Chase Freedom Flex® Card, the Chase Freedom Unlimited Card, and the legacy Chase Freedom Card (which is no longer open to new applicants) with points earned by one of Chase's Ultimate Rewards credit cards.
Time probably running out to lock-in a great IHG Rewards credit card pairing (select...
ln a little over 6 weeks' time, the IHG Rewards Club Premier Card will be getting refreshed and the good news is that the changes that are being made are almost entirely positive. The less good news is that it looks like once the changes go live, a great two-card pairing that currently remains open to holders of the legacy IHG Rewards Club Select Card will no longer be an option.
Chase Freedom Flex℠ credit card 1Q 2022 Bonus Categories Revealed
With two weeks left in the last quarter of 2021, Chase has revealed the 1Q 2022 category spending bonuses for the Chase Freedom Flex credit card (review) and the legacy Chase Freedom credit card (no longer open to new applicants). Registration for the new bonus categories is now open.
Chase Aeroplan® Credit Card (details in brief)
Today has seen the launch of the new Chase Aeroplan World Elite Mastercard Credit Card and after a lot of rumors and speculation, we now have confirmation of exactly what the new card offers. I'll write a full review of the credit card in good time but for now, here are the details of what the credit card offers.
Hyatt Launches the World of Hyatt Business Credit Card
After a few weeks of rumors suggesting that Hyatt and Chase may be about to release a premium co-branded consumer card, we now know that those rumors were slightly wide of the mark. While it's true that a new World of Hyatt credit card is being introduced, it's not a premium consumer card. Instead, Hyatt has just announced the launch of the World of Hyatt Business credit card which is a Visa card issued by Chase.
Reminder: Chase Sapphire card holders get added benefits at SBE properties
Accor Hotels took over full ownership of the sbe hotel brands in late 2020 (brands which, among others, include the Delano, Mondrian, SLS, and Redbury brands) so I thought I'd write a quick post to remind holders of the Chase Sapphire cards that their cards give them valuable additional benefits when they stay at select hotels in the sbe portfolio.
Chase is discontinuing the legacy Hyatt Credit Card + offering bonuses to all Hyatt...
The original Chase Hyatt Credit Card has not been open to new applicants for a number of years (the World of Hyatt Credit Card took its place) and although existing cardholders have been able to use their card as normal since the card was withdrawn from circulation, Chase and Hyatt have now decided to retire the card for good.
My experience applying for & using the World of Hyatt credit card
Towards the beginning of October I mentioned that I was planning to apply for three new credit cards in the coming months so, now that my first application is out of the way, I thought I'd write a post on how the application process went and on the timeline I encountered when it came to being able to make use of the various benefits that the World of Hyatt credit card offers.
Chase is changing the timeframe for earning a free night with the World of...
As well as giving cardholders a certificate for a free night at any Category 1 - 4 Hyatt property every year (just for holding the card), the World of Hyatt credit card also gives cardholders the opportunity to earn a further free night certificate through spending. Starting next year, Chase is changing the timeframe cardholders are given to earn that second free night. The change isn't bad or majorly significant, but it's a change that for one year only, opens up an opportunity.
Chase Sapphire Spending Bonuses & Statement Credits Ending – 3 Days Left
The Chase Sapphire Reserve and Chase Sapphire Preferred credit cards have been offering special benefits and enhanced earnings in select shopping categories since the beginning of July, but with the end of September rapidly approaching, cardholders have just days left to make the most of what these cards currently offer.
I’m Taking A Cautious Approach To The Ritz-Carlton Card’s $300 Credit
The Ritz-Carlton credit card that's issued by Chase offers an annual $300 credit for incidental spending with airlines but with most people either not able to travel or not interested in travel, Chase has extended the credit to cover grocery spending and dining expenditure too.
Confirmed: Chase Ritz-Carlton Card’s Travel Credit Can be Used On Groceries & Dining
The Ritz-Carlton credit card from Chase comes with a $300 travel credit that, under normal conditions, can only be used to offset incidental travel costs like seat selection fees, baggage fees, and lounge memberships (airfares, hotel costs and the like can not be reclaimed). Now, however, with the travel world still at a standstill, that travel credit has been expanded to include spending made at grocery stores and on dining.
Select Chase Ink cards now offering bonus points & cash back in new categories...
Chase is emailing select holders of its Ink Business cards to announce that, for a limited time, their cards will now offer bonus points in two new spending categories. I've seen this bonus targeted to my Chase Ink Plus card (which is no longer open to new applicants) and to the Ink Business Cash card, but there's every chance that other Ink cards are being targeted too.
Why The Ritz-Carlton Credit Card’s Club Level Upgrades Can Be Deceptively Bad
I've recently tried to use one of the major benefits of the Ritz-Carlton credit card and I quickly found myself counting my blessings that it wasn't one of the benefits I'm relying on to help me get real value out of the card. The experience turned out to be more than a little disappointing.
Lesson Learned: Don’t Mess With Chase!
The annual fee on my Chase Ink Business Plus credit card posted earlier this month and over the weekend I decided to see if I could get Chase to waive the annual fee or, at the very least, to give me a spending bonus to help offset the fee. Things didn't go according to plan.
My Very Small But Very Annoying Issue With Chase
On the whole, I'm a fan of Chase. I've never really had any problems with the bank and I'm a big fan of a number of its travel-related credit cards which I'm very happy to hold. Just recently, however, I've had one small but annoying issue with Chase that I thought I'd share.
Oops!…Chase Did It Again!
It was only yesterday that I was giving Chase a well-deserved hard time for altering credit card benefits without any advance warning and sometimes even without informing cardholders at all (cardholders are left to find out by chance or from the various blogs that write about this stuff...and that's if they ever find out at all!) and now it seems that the card issuer has repeated the trick with another one of its credit cards...albeit a credit card that's no longer open to new applicants.
The Chase Sapphire Cards take a hit (a small but important one)
One of the big reasons why I think the Chase Sapphire Reserve card still has its uses is because, despite the highly annoying news we got last week, the card still offers some of the best consumer travel protections around...as does its sister card the Chase Sapphire Preferred.
Oh Chase, what are you thinking?!
There have been rumors floating around about possible changes to the Chase Sapphire Reserve credit card for at least a year and these rumors came to a head a couple of days ago when a few specific changes were mooted.
Now, despite the fact that Chase has yet to officially inform any cardmembers of impending changes, we're being reliably told that January 12th will see the Chase Sapphire Reserve credit card get a mini-makeover...and it's not going to be a good one.
Chase Is Starting To Make Slight Changes To Some Cards’ Benefits
When I get an email from a credit card issuer with a subject line that reads "Please read: Important changes to your credit card benefits" I usually expect the worst.
Following the drastic cuts made by Citi, the changes being made by Barclays and the recently announced benefit reshuffle at American Express I think I'm entitled to feel a little concerned when I get an email from a fourth credit card issuer to let me know that changes are on the way
I Got A Very Nice Surprise From My IHG Rewards Credit Card
It was in March last year that we first started receiving information that Chase and IHG were planning some changes to their IGR Rewards credit card and it was less than a week later that we finally got confirmation that one of the best benefits in the miles & points world was being significantly devalued.
Almost Confirmed: Big Changes To The Chase IHG Rewards Card
The IHG Rewards credit card has long been one of the very best deals you can get in the miles & points world. As a card that offers a free night at any IHG hotel in the world in exchange for an annual fee of just $49 it has been selling itself for years. But the card looks to be on its way out and the opportunities to sign up for it as fast disappearing.
BIG NEWS: Marriott Announces New Credit Card Deal With Chase AND Amex
Marriott's takeover of Starwood threw into question the future of the hotel chain's credit card contract. Marriott has traditionally had its co-branded cards issued by Chase while Starwood has had a long association with Amex and we've been waiting to hear what the outcome of recent negotiations would be.
Now we know.
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