Citi Credit Cards

There are increasingly more and more credit cards that don't charge foreign transaction fees when you use them abroad, and that's a trend that has been very good for those of us who like to travel. But when it comes to general everyday spending when you're outside of the US, most of these cards don't offer a great return. So which cards do?

Like all the major transferable currencies Citi ThankYou points are relatively easy to earn (if you have the right credit cards) and because they can be transferred to an impressive number of airline loyalty programs, they're a key element to most people's miles & points strategy.

Citi ThankYou points are one of the four big transferable currencies in the miles & points world and can be earned by using select Citi credit cards (e.g. the Citi Strata Premier® Card), and these points can be transferred across to a variety of other travel loyalty programs.

The Citi Prestige Card must be one of the most highly devalued cards of recent years (it’s gone from being a “must-have” card to a card whose existence can, for some, be hard to justify) so it's nice to be able to confirm that the card is bringing back a very useful benefit that we first saw in 2020.

Up until 2011, all miles earned through credit card spending counted towards American Airlines Million Miler status while the miles earned from the Citi AAdvantage Executive Card counted through 2012. Since then, only miles earned by flying (better known as "butt-in-seat" miles) have qualified to move the needle in the Million Miler program...until now.

Citi has just announced two new measures to make life easier for new credit card holders and its Prestige cardholders. The measures are nowhere near as significant as the measures we have already seen announced by Amex and Chase earlier in the day, but they're important nevertheless.

I'm new to the Citi Premier® Card. I've had it for less than two months and it's only in my credit card portfolio because I'd had enough of the Citi Prestige® Card but didn't want to give up on Citi's ThankYou program entirely. Now we're hearing news that the Citi Premie®r Card is changing and that it's changing significantly enough to affect most cardholders.

Over the past month, I've been reviewing my credit card portfolio and the result of the review has been that I've canceled once credit card, upgraded two and downgraded one and, in the process, I confirmed (re-confirmed may be a better term) something about the Citi Prestige card that I think is worth passing on.

I’ve just got an email from Citi announcing a great opportunity for anyone with a Citi credit card or Citibank debit card to help out with a great cause. The cause is the “No Kid Hungry” campaign and it takes minimal effort on the part of cardholders to do a little good so there’s very little excuse not to join in.

Citi has announced a raft of changes to the benefits that accompany a significant number of its credit cards and they are changes that will disappoint a lot of Citi's cardholders and bring into question the value that some cards will offer going forward.

With an ever increasing number of people happy to churn credit cards (open a card, earn the bonus, close the card and repeat) in the quest for cheap travel, most financial institutions have been bringing in rules to limit the number of sign-up bonuses one person can earn.

I happily admit to being one of life's planners so it's not entirely out of character for me to be planning trips a year into the future. Right now, however, there's an extra special reason why I'm already checking out flights and hotels for the first few months of 2020.

The Citi Prestige Card has been closed to new applicants for quite some time and, while the card has remained unavailable, Citi has been making some serious changes to the Prestige's offering so this isn't the Citi Prestige Card of old. On 31 January 2019 (yesterday) Citi reopened the Prestige card to new applicants and, at the same time, launched a 50,000 point sign-up bonus to attract new customers.....but what exactly does the revamped Citi Prestige Card offer?

Friends of ours will be visiting Los Angeles in December and they asked if I would give them some advice on booking their trip and help them out with their accommodation. Naturally I said yes and I started exploring a few options on their behalf....but things didn't quite turn out as I expected them to turn out.

As you have probably noticed, I write about miles & points quite a bit and, despite the fact that I have a large number of credit cards and loyalty program accounts (31 at the last count), I like to think that I'm good at keeping on top of my accounts, tracking spending and earnings and generally knowing where I stand at any given moment in time.

I recently wrote a post discussing annual fees and explaining how I go about deciding if I should keep a credit or charge card when the annual fee becomes due and, just recently, it was decision time on the Citi Prestige card. I’ve been a fan of the Citi Prestige card since it was first launched and, even after the devaluation back in July this year, I still thought the card was worth keeping. But things change and my recent review of what exactly I’m getting for my $450 annual fee didn’t come out looking too positive.

As of January 2018 Citi will lode the right to issue Hilton co-branded credit cards as the hotel chain gives American Express exclusivity over its credit cards. With that in mind it's not all that big of a surprise that Citi has announced that it will be dropping Hilton as a transfer partner for its ThankYou points program.