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The Blue Cash Everyday Card – No Annual Fee And 2% – 3% Cash Back In Key Categories


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Miles and points are out of fashion right now and cash back, once considered by many to be the ugly step-sister of the credit card world, is very much in vogue. This makes the news that Amex’s no-annual-fee Blue Cash Everyday Card is now offering bonus cash back at Amazon.com very welcome indeed. With a little over two weeks to go before the current welcome offer is pulled, it’s worth reminding ourselves just what the Blue Cash Everyday credit card offers.

Blue Cash Everyday Card From American Express

Annual fee:

  • $0 (zero)

Current Welcome Offer:

  • Receive $200 back in statement credits after you spend $1,000 in the first 3 months after opening your new card

Note: The current welcome offer is not available to anyone who currently holds this card or who has had this card in the past.

Earnings:

  • 3% cash back at US supermarkets on up to $6,000 in annual purchases
  • 2% cash back at US gas stations
  • 2% cash back at select US department stores
  • 1% cashback on all other purchases

Key Benefits:

  • Secondary rental car coverage
  • Returns protection

Important To Know:

  • Cashback is earned in the form of reward dollars which can be redeemed as a statement credit.
  • Once you have reached the $6,000/year spending limit at US supermarkets you’ll earn 1% cashback on all US supermarket spending for the rest of the year.
  • Superstores, convenience stores, and warehouse clubs are not considered supermarkets (see here for more details)

Why This Is A Good Card

No Annual Fee

First and foremost the Blue Cash Everyday Card is a card that doesn’t charge an annual fee and it offers cash back rather than miles and points so, at a time when the world’s economies are at a particularly low ebb, when people are looking to save money and when traveling isn’t at the forefront of most people’s minds, this could be a very useful card to have.

The Welcome Offer

The $200 cash back that can be earned after spending $1,000 is effectively a 20% rebate on your first $1,000 of spending on the card and assuming you don’t carry a balance at any point during your card membership (and therefore incur interest charges), this is effectively free money. Moreover, if you’re disciplined with how you use the Blue Cash Everyday Card and ensure that you only use it for spending made in categories that earn more than 1% cash back, the welcome bonus can be earned alongside other very good rebates.

Good Earnings

As well as the good welcome offer, the Blue Cash Everyday card also manages to combine very low fees with solid earnings in two key categories where a lot of people usually see significant spending – groceries and gas stations. 3% cash back at US supermarkets (up to a limit of $6,000 in spending) isn’t the best return you can find for grocery spending…but it’s a very solid return for a card that doesn’t charge an annual fee.

Lastly, it’s worth noting that the 2% cash back the Blue Cash Everyday card offers on department store spending makes this one of the few cards to incentivize spending in this category and as no annual fee cards go, the return on offer is pretty impressive.

The Blue Cash Everyday Card (In Summary)

The Blue Cash Everyday Card doesn’t charge an annual fee, it’s currently offering a very good welcome bonus, and it gives cardholders a very good rate of return for spending made at US supermarkets. As an added bonus it offers 2% cash back at US gas stations and select department stores and, as with all American Express cards, it gives cardholders access to valuable Amex Offers which can help a cardholder save yet more money.

With no points currency to worry about (just pure cashback), no annual fee, and cashback on groceries, gas, and department stores, the Blue Cash Everyday Card would be a good card for someone looking for…

  • A simple card to use
  • Savings in key spending areas like groceries and gas
  • Savings at department stores (as other credit card mostly don’t offer this)

At a time when saving money and earning cash back are on a lot of people’s minds, this is definitely a card worth considering.

Related Reading: The Blue Cash Preferred Card From American Express (The 6% Cashback Card)

A New Favorite Card

The Freedom Flex Credit Card is a new no annual fee card from Chase credit cards and although it was only released on September 15th, it’s already a “must-have” credit card for fans of Chase’s Ultimate Rewards program. Fantastic earning rates, useful benefits, and no annual fee is always a winning combination.

Some Of The Great Earning Rates & Benefits:

  • 5% cash back (or 5 points/dollar) on:
    • grocery store purchases on up to $12,000 (year 1 only)
    • Up to $1,500 of spending in quarterly revolving categories
    • Travel purchased through Chase’s travel portal
    • Lyft rides through March 2022
  • 3% cash back (or 3 points/dollar) on:
    • Dining (includes take-out and delivery)
    • Spending at drugstores
  • 1% cash back (or 1 point/dollar) on spending in all other categories
  • Complimentary cell phone protection

Click for more details on the Chase Freedom Flex Credit Card

Regarding Comments

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser or any other advertiser. It is not the bank advertiser’s responsibility or any other advertiser’s responsibility to ensure all posts and/or questions are answered.

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