HomeDealsHas Chase eliminated its quarterly elevated earnings promotions?

Has Chase eliminated its quarterly elevated earnings promotions?

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Update: Apparently, the answer to the question in the title of this article is a resounding ‘no’. Based on the responses in the comments section, some people have been targeted for elevated earnings in the past few days.

Over the past few years, Chase has often published quarterly promotions in which targeted co-branded cardholders have been given elevated earning rates for spending in select shopping categories.

Overall, these promotions have been pretty useful (I always hoped for a grocery spending bonus on my World of Hyatt card), but something that I noticed a little earlier today makes me wonder if they’re ever coming back.

Have these promotions gone away?

The promotions that I’m referring to here are the ones that require a co-brandedcardholder to register via the chase.com/mybonus website and which look something like this:

a screenshot of a messageIn the days leading up to the new year I kept expecting to see a new set of these promotions appear, but all that the ‘mybonus’ site would tell me is that I had already successfully registered for whatever the last promotion was (unhelpfully, the site no longer seems to let cardholders know what they have previously signed up for!)

In the first couple of weeks of this year, these past promotions slipped my mind, but a little earlier today I finally remembered to check the ‘mybonus’ site again (using my card_name) and this is the message that greeted me:

a screenshot of a cellphone

While it’s nice to have been targeted for some kind of offer (I may even use this one), this really is not on a par with the earning rate boosts that we’ve seen in the past.

At this point, keep in mind that the way the Chase.com/mybonus site has worked in the past has meant that once a co-branded card has been targeted for a particular promotion, that’s the only promotion that cardholders will see for that card (on the chase.com/mybonus site) until the registration period ends.

Practically, this means that regardless of when I now check the ‘mybonus’ site with my card_name, I won’t see a different promotion until the MAX promotion’s registration period ends … and that where the problems start.

The terms and conditions of this offer say that cardholders have until 30 June to activate the offer and until 30 September to use it, so unless something has changed, I’m probably not going to see any other promotions on the ‘mybonus’ site until the second half of the year.

What’s worse is the fact that the terms also show that the card_name is not the only card being targeted for this offer. The terms indicate that most Chase cards are eligible to be targeted for this promotion* and that could mean that this is the only promotion a lot of people will see on the ‘mybonus’ site until July.

*The Chase Slate Card, Amazon Visa, Amazon Prime, Amazon Business Rewards Visa Card, Amazon Business Rewards Visa Signature Card, Disney® Premier Visa® Card, Disney® Visa® Card, and Ink Capital Business Credit Card are not eligible for this offer.

The exception

Please keep in mind that this article only refers to the promotions that have, historically, offered holders of co-branded cards (Chase’s own cards were usually excluded) elevated earnings rates in specific shopping categories. I’m not suggesting that all other promotions may be on hold as well.

Promotions like this one, for example, …

a table with items on it

… will still be around, and as you can probably see from the dates in the image above, you may even find one in your inbox in the next few days.

Bottom line

Chase’s ‘mybonus’ quarterly elevated earnings offers for targeted holders of co-branded cards have been popular over the past few years, but I don’t recall having seen any for 4Q 2023 and it looks like 1Q 2024 is being overlooked as well.

Given that the current promotion that’s being offered through the ‘my bonus’ site allows for registration through the end of June and given that you can’t ordinarily register for more than one promotion when you visit the ‘my bonus’ site, I’m starting to think that the elevated earnings offers may be a thing of the past.

If anyone knows any different, please cheer me up and let me know in the comments. Thanks!

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Regarding Comments

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  1. I got an offer just yesterday for 5X grocery/gas/restaurants thru 3/31 on my Chase IHG Select card (that I otherwise never use). I don’t think I’ve ever gotten an offer on my IHG Premier card (that does get regular spend).

    • That’s very good news – if you’ve got that offer then there should be more out there in the wild. I’ve tried all my cards on the ‘mybonus’ site and I either get the MAX offer or no offer at all.

    • Now why couldn’t I get that on my Hyatt card … or any other card for that matter?! I’m starting to think that I’ve annoyed someone at Chase 🙂

  2. I got a BA 5x gas/grocery/restaurants

    Also a UA card one that had a bonus for standard spending threshold, as well as a separate bonus for meeting a category spending threshold

  3. I’m like you and got the Max offer for all my co-branded cards using the mybonus website. I did get an email with offers on my Hyatt and United cards though.

  4. They have definitely been scaled back (just like Amex offers). Got one today for 7X on IHG card at grocery stores, restaurants and gas stations. Since I value IHG points at .5 cent that is a total of 3.5 cent/$. No thanks. Didn’t even accept it. Will continue to use my Amex Gold at 4x MR points for dining/geoceries (which I value at 1.75 cent each or 7 cent/$ total) and I buy my gas at BJs or Costco so doesn’t trigger gas bonus anyway.

    • My IHG cards seem to be the one that get targeted most often, but I don’t think I have ever had a worthwhile earnings offer on either of my cards.

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