Home Credit Cards Chase Credit Cards The welcome offer on the IHG® Rewards Premier credit card isn't quite...

The welcome offer on the IHG® Rewards Premier credit card isn’t quite as amazing as we thought


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When Chase added a free night certificate to the already excellent welcome offer on the IHG® Rewards Premier credit card a couple of weeks ago it looked like a very generous move but on closer inspection, the upgraded offer isn’t quite as amazing as we first thought. It’s still a fantastic offer, but it comes with a caveat that anyone considering applying for this card should know about.

A bit of background

Earlier this year, Chase and IHG made a significant improvement to the annual free night certificate that comes as one of the benefits of the IHG® Rewards Premier credit card when they announced that the certificate would no longer be limited to properties charging up to 40,000 points/night for an award booking.

The annual free night certificates issued by the IHG® Rewards Premier credit card are still only worth up to 40,000 points but they can now be topped up with as many points as are required to book any hotel in the IHG One Rewards portfolio (subject to availability).

What this means is that while in the past, it could be tricky to use the annual free night certificate to great effect (because fewer and fewer great IHG properties can be booked for 40,000 points or less), now, the annual certificate is effectively a coupon offering a 40,000 points discount to anyone who makes at least one IHG award booking per year.

The caveat to the new welcome offer

When the new welcome offer on the IHG® Rewards Premier credit card was announced, we assumed that the free night certificate that the welcome offer now includes alongside the 140,000 bonus points (in return for $3,000 of spending in the first 3 months following account opening) would work in exactly the same way as the annual free night certificate that the card offers (why wouldn’t it?). As it turns out, we were wrong.

Frequent Miler has had it confirmed by IHG that the free night certificate that comes as part of the Premier Card’s new welcome offer doesn’t work in the same way as the annual free night certificate that the card issues every year – the certificate from the welcome offer cannot be topped up so its use is limited to properties costing no more than 40,000 points per night.

That’s a shame.

Bottom line

There’s no doubt that a welcome offer that allows new cardholders to earn 140,000 bonus points and a free night certificate worth up to 40,000 points in return for $3,000 of spending (in 3 months) is still an incredibly good offer to be given, but it’s not as good an offer as we first thought.

Personally, I don’t think this moves the needle one little bit when it comes to deciding whether or not this is a card that you should be applying for – if you stay at IHG properties more than once or twice a year the IHG® Rewards Premier credit card is a great card to hold – but anyone considering applying for the card should be aware of what, exactly, they’ll be getting if they trigger the welcome bonus and in this case, what you’re getting isn’t quite what we first thought.

A Favorite Card

The IHG® Rewards Premier Credit Card is currently offering a welcome bonus of 140,000 points + a free night certificate worth up to 40,000 points after a new cardholder spends $3,000 on purchases in the first 3 months of card membership and with an annual fee of just $99, an impressive list of benefits and strong earnings at IHG properties worldwide, it is a must-have card for any serious IHG Rewards fan.

Our Favorite Benefits:

  • IHG One Rewards Club Platinum status
  • Get every 4th night free when you make a points booking of 4 or more nights
  • Receive a free night at a property worth up to 40,000/night every year
  • Earn 26 points/dollar on spending at IHG properties*
  • Global Entry or TSA PreCheck credit of up to $100 every four years

Click for more details on the IHG® Rewards Premier Credit Card

*Includes points earned from being a member of IHG One Rewards and for having Platinum status.

Regarding Comments

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