Some links to products and travel providers on this website will earn Traveling For Miles a commission that helps contribute to the running of the site. Traveling For Miles has partnered with CardRatings for our coverage of credit card products. Traveling For Miles and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities. For more details please see the disclosures found at the bottom of every page.
At the beginning of May Chase announced that a large number of credit cards in its portfolio would be offering bonus points for spending made at grocery stores. This news gave new life to cards like the Chase Sapphire Reserve credit card whose benefits are heavily skewed towards the travel sector so, with the gravy train ending in just 7 days’ time, this is a reminder to use your Chase-issued credit cards at grocery stores while you still can.
Chase Cards Earning Bonus Points At Grocery Stores
The following Chase-issued cards are all offering bonuses for spending made at grocery stores through 30 June 2020 (up to a spending limit of $1,500 per month):
- Aer Lingus Visa Signature (3 Avios/dollar)
- British Airways Visa Signature Card (3 Avios/dollar)
- Chase Sapphire Preferred Card (3 points/dollar)
- Chase Sapphire Reserve (5 points/dollar)
- Disney Premier Visa (3% in Disney Rewards Dollars)
- Hyatt Credit Card (3 points/dollar)
- Iberia Visa Signature (3 Avios/dollar)
- IHG Rewards Club Premier Credit Card (3 points/dollar)
- IHG Rewards Club Select (3 points/dollar)
- Southwest Rapid Rewards Employee Card (3 points/dollar)
- Southwest Rapid Rewards Plus Card (3 points/dollar)
- Southwest Rapid Rewards Premier Card (3 points/dollar)
- Southwest Rapid Rewards Priority Card (3 points/dollar)
- United Club Card (5 miles/dollar)
- United Club Infinite Card (5 miles/dollar)
- United Explorer Card (3 miles/dollar)
- United MileagePlus Awards Card (3 miles/dollar)
- United MileagePlus Card (3 miles/dollar)
- United MileagePlus Select Card (3 miles/dollar)
- United Presidential Plus Card (5 miles/dollar)
- The World of Hyatt Credit Card (3 points/dollar)
As part of its regular quarterly bonuses, the Chase Freedom Card is also currently offering 5% cash back on all spending made at grocery stores, and this cash back can be converted to 5 Chase Ultimate Rewards Points if you also hold one of the Chase Sapphire Cards.
Other Card Issuers Are Offering Grocery Spending Bonuses Too
Marriott Bonvoy credit cards and Hilton Honors credit cards issued by American Express are also currently offering bonus points for grocery spending, but the rules governing this spending is different from the rules set down for Chase-issued cards:
- Only spending made at US supermarkets will earn bonus points
- Bonus points are on offer through the end of July
- Amex has capped spending at $7,500
In addition, Citi Prestige Card holders can now earn bonus points on all online purchases (which includes online groceries) through 31 August 2020 and the Citi Premier Card has hard its bonus category changes brought forward so it now offers 3 ThankYou Points per dollar spent on supermarket purchases.
How I’ve Been Using My Cards
I’ve been taking an extra prudent approach to spending since the world went into lockdown so I haven’t been going crazy by trying to earn every single point that has been on offer since May – my only spending at grocery stores has been on the usual food and drinks that we need as a family. Also, as we never usually spend more than $750 per month on items that can be purchased from grocery stores, I’ve only been using one card for our grocery purchases since these bonuses were introduced – the Chase Sapphire Reserve Card.
I’m sitting out the pandemic outside of the United States so using my Amex Hilton Honors Surpass card or my Amex Marriott Bonvoy Brilliant credit card has been out of the question as they are only offering bonus points at US supermarkets, but the truth is that I wouldn’t have been using them even if I was back home in LA.
I value Chase Ultimate Rewards points at 1.5 cents each so the 5 points/dollar I’ve been earning at grocery stores since the beginning of May has seen me getting an effective rebate of 7.5%, and neither of the American Express cards can come close to matching that level of rebate.
I genuinely love Chase Ultimate Rewards Points (I use them very effectively for Hyatt stays) so with the end of the Chase bonuses in sight, I may allow myself to break free from my recent strict “no spending unless it for something needed right now” policy and use up the rest of my June spending allowance on stocking up our wine rack and possibly bringing forward some future spending too. This will be one month where I may well hit the $1,500 spending limit.
Going forward into July, I still won’t be able to use any of my Amex cards to earn bonus points at grocery stores (I’ll still be outside the US) so my Citi Premier Card will come to the front of my wallet and will take over from where the Chase Sapphire Reserve card left off. With no cap on the number of points I can earn, the Citi Premier Card will probably be my go-to card for all future trips to the grocery store.
Chase has been offering bonus points on grocery spending since the beginning of May but, with the end of June just days away, time is running out to make the most of the points that are on offer. There’s no real scope to go crazy with the number of points you can collect because of the spending limits put in place (unless you happen to have multiple Chase cards that are offering bonus points) but this is still a very good opportunity to pick up some easy points to top up your various accounts – don’t miss out!