Last Day For The 100,000 Point Welcome Bonus On The Business Platinum Card

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UPDATE: Some or All of the offer(s) mentioned in this post have now expired

The Business Platinum Card from American Express has been offering an impressive 100,000 point welcome bonus since the beginning of September (now expired) but Amex will be pulling the deal at the end of today leaving you just hours to make the most of this offer before it goes away.

The Business Platinum Card From American Express

The Business Platinum Card is a card that most people keep for the benefits that the card offers more than what the card can earn them on their spending but with 5 points/dollar on offer for airline and hotel bookings made through Amex Travel, the Business Platinum card has its earning uses too.

Here’s what you need to know…

Welcome Bonus (Now Expired)

  • Earn 50,000 Membership Rewards points after spending $10,000 in the first 3 months of Card Membership.
  • Earn an extra 50,000 points after you spend a further $15,000 within your first 3 months of Card Membership.

Annual Fee:

  • $595


  • 5 points/dollar on flights and prepaid hotels booked through Amex Travel
  • 1.5 points/dollar on all purchases of $5,000 or more (capped at $2m of spending)

Headline Benefits:

  • $200/year airline credit
  • $100 Global Entry credit (every 4 years) or $85 TSA PreCheck credit (every 4.5 years)
  • Up to $100 in statement credits every 6 months for purchases with Dell (Jan-Jun & July-Dec)
  • Pay with points for all or part of an eligible airfare and get 35% of those points back.
  • Priority Pass Select membership (does not include Priority Pass restaurants)
  • Access to Delta Sky Clubs when flying with Delta on the same day

  • Access to American Express Centurion Lounges
  • Access to the American Express Global Lounge Collection
  • Hilton Honors Gold Status
  • Marriott Bonvoy Gold Status
  • Trip delay insurance (from 1 January 2020)
  • Trip cancellation & interruption insurance (from 1 January 2020)

More details on the Business Platinum Card


The Business Platinum Card is a card that will work for some while not for others so it’s important to asses the value that the various benefits will offer you before you decide to apply for the card.

Most of the benefits on offer are tailored to those who travel a lot so if you can make the most of the various lounges the card will give you access too, the Hilton Honors Gold status (the most useful of all hotel mid-tier statuses), the Global Entry/TSA PreCheck credits, the airline credits and the 35% points rebate you’ll be well on your way to making the card pay for itself.

Plaza Premium Lounge Rio de Janeiro (International Departures)
Plaza Premium Lounge Rio de Janeiro (International Departures)

Importantly, the Business Platinum Card is only one of two cards that will earn you 5 points/dollar on airfare AND cover you for trip delay, interruption, and cancellation (from 1 January 2020).

For a frequent traveler, the combination of very strong earnings on airfare spending (I value 5 Membership Rewards points at a conservative 7.5 cents) and good travel insurances is a powerful incentive to hold a card so, with fewer credit and charge cards offering either, the Business Platinum Card stands out in this respect.

In the list of headline benefits I mentioned earlier it’s the items in bold that I think give the Business Platinum Card most of its value and represent areas where a cardholder can recoup the annual fee. Take a close look at each of these benefits and assess just how much value each offers for you and then you’ll know how easy it will be to offset the annual fee.

It’s important to point out that the airline fee credits only apply to one airline (which you select at the beginning of every year) and will be triggered by charges such as ticketing fees, seat selection fees, award fees, and baggage fees but will not be triggered by airfare purchases.

In the first year of Card Membership the welcome bonus of 100,000 points (which I value at $1,500) will more than offset the annual fee, but the key to long term success with this card is making sure that you can make use of all the other great benefits to help nullify the cost of holding the card.

Bottom Line

The benefits that come with the Business Platinum Card are what makes the card useful so it’s important to think through what the card offers and how much each benefit is worth to you.

If you can make good use of the annual airline credits, the Dell credits and the various lounge accesses you’ll be most of the way to making sure the card pays for itself, and the strong earnings on airfare and the good travel insurances that are on the way will take you over the line and see that you get real value out of this card.

Click for more details on the Business Platinum Card from American Express