Have You Checked Out Your New Chase Offers Yet?

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One of the things I like most about holding American Express cards is that they all offer a broad selection of offers that help me save cash or build up my American Express Membership Rewards Points.

A good Amex deal helped me save $200 off an already heavily discounted Delta One Business Class fare and a similar offer helped me save when booking Virgin Atlantic Premium Economy flights a few weeks later.

Not all the Amex offer are that generous (usually I’m saving $10 – $40 on items I was planning to buy anyway) but they’re definitely a big reason why I hold as many Amex cards as do.

To date American Express has been the only one of the major card issuers to have any meaningful money-saving offers available to cardholders (Citi dabbles with offers every now and again but I’ve yet to see anything worth mentioning) but now it looks like Chase is trying to get in on the action too.

Chase has been trialing offers for a while now but the program went fully live for the first time yesterday (19 November 2018).

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Here’s how the bank introduced its new program:

Starting today and on a rolling basis, customers who log into their Chase Mobile app will be able to get Chase Offers from more than 150 merchants including retailers, restaurants, and many existing Chase merchant partners.  Customers can select and add the offers they want through the app, so they can use them with their eligible Chase credit and debit cards.

To redeem an offer, customers simply use their card with the added offer to make a purchase at the selected merchant and automatically receive a statement credit. There is no need for registration, coupons or vouchers.

In addition to finding offers on the Chase Mobile app, customers also will receive personalized deals through email. Starting in December, they also will be available in the Chase Pay app.

For reasons best known to Chase the offers aren’t available on the bank’s desktop site…but at least they’re easy to find on the Chase app.

To see what offers you’ve been targeted for simply open up the Chase app on your mobile device and scroll to the bottom of the home screen (the screen which shows all the credit cards associated with the login you used).

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The offers you’ll see there will be the ones associated with your primary Chase Credit card (in my case that’s my Chase Sapphire Reserve card).

Clicking on “see more offers” opens up all the offers Chase has targeted you for on that specific card.

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Scrolling back up the page and selecting another of your Chase cards will reveal the offers Chase has targeted you for on the latest card you selected.

Here’s an example of the offers I’m seeing on my Chase Freedom card:

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Not all of your cards may be targeted for offers just yet so, if that’s the case, you’ll simply see a page that looks like the one I get with my IHG Rewards credit card:

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At the moment I’m seeing a definite correlation between the amount I use a particular credit card and the number of offers Chase has loaded to that card.

I use my Sapphire Reserve credit card a LOT and that’s the card on which I currently have 29 offers.

I hardly use my IHG Rewards credit card and I can’t remember the last time I used my British Airways Visa card since I downgraded it to the no-fee version and neither of those are showing any offers right now.

I can’t say that I can see any spectacular offers loaded to any of my cards just yet (although the Under Armour offer will stack nicely with the airline portal miles currently on offer and who among us don’t like a Starbucks rebate?) but these are still early days….things may change.

Here’s a link to the Chase Offers FAQ page for those who’d like more information

Bottom Line

As things stand the quality of the Amex offers is still noticeably higher than what I’m seeing on my Chase cards and the Chase offers only appear to be available for a maximum of 30 days while the Amex offers are usually available for much longer than that…but I like that Chase is making an effort.

Any kind of offer is better than no offer at all so make sure you check what offers Chase has targeted you for and let me know if anything juicy turns up.

Featured image courtesy of Chase