Home Credit Cards Amex Excellent referral bonus available on the Blue Business Plus® credit card

Excellent referral bonus available on the Blue Business Plus® credit card [Targeted]

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The Blue Business Plus® credit card from American Express is my go-to card for a lot of my non-bonused purchases because of the 2 points/dollar that it offers me on the first $50,000 of spending that I put on the card every year (terms apply) and right now, targeted cardholders can lock in a very nice deal when they refer the card to someone who is subsequently approved.

The Blue Business Plus® credit card (in brief)

Annual fee:

Cost of employee cards:

Current welcome bonus:

  • Earn 15,000 Membership Rewards Points after a new cardholder spends $3,000 in the first 3 months of card membership (terms apply) – link to offer.


  • 2 Membership Rewards Points/dollar on all spending up to a limit of $50,000/year* (terms apply).

*Any spending above $50,000 will earn 1 point/dollar

Other key benefits (terms apply)

  • Transfer points to a variety of airline and hotel loyalty programs (more details here)
  • Set spending limits on employee cards
  • Access to Amex Offers

Note: This card will charge foreign transaction fees.

Link to a full review of the Blue Business Plus® credit card from American Express

The referral offer

The referral offer that I’m seeing in my account comes in two parts and looks like this:

Part 1

Earn 20,000 bonus Membership Rewards points for each approved referral (up to 55,000 points per year).

Each person who you successfully refer can earn 15,000 bonus Membership Rewards points after they use their new Blue Business® Plus credit card to make $3,000 in purchases within the first 3 months of Card Membership.

Part 2

Refer a fellow business owner to apply by 11/14. If they’re approved, you can earn +4 Membership Rewards points per dollar on travel and transit purchases, on up to $20,000 in purchases for three months.

Travel includes airfare, hotels, cruises, tours, car rentals, campgrounds, third-party travel websites, and amextravel.com.

You will not earn additional points for purchases of timeshare properties. Transit includes trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Terms Apply.


There are at least three bits of good news here.

Firstly, as I value Membership Rewards points at 1.5 cents each (based on the value that I know I can get out of them with relative ease), the 20,000 points on offer as part of the referral bonus are worth $300. That’s a nice payday for very little work!

Secondly, the welcome bonus being offered to those being referred appears to be the same as the standard offer that Amex currently has on its website so there’s no downside to being referred.

Thirdly, as the Blue Business Plus® credit card offers cardholders 2 points/dollar on the first $50,000 of spending every year (terms apply), the second part of the referral bonus would boost the card’s earnings (on eligible travel spending) to 6 points/dollar on up to $20,000 of spending for a period of three months.

That’s a better rate of return on spending made directly with travel providers than any other mainstream credit card currently offers.

Using my valuation of Membership Rewards points, a successful referral would give a referring Blue Business Plus® cardholder the chance to earn an effective rebate of 9% on up to $20,000 of travel spending across a period of 3 months. That’s a fantastic deal.

Be aware that this referral offer is currently appearing among my Amex offers…

…and not on my main account page so check your Amex offers if this is a bonus you’d be interested in earning.

Bottom line

Targeted holders of the Blue Business Plus® credit card from American Express can currently earn up to 20,000 bonus points per successful referral and, in addition, will see their earnings on select travel spending booted by 4 points/dollar on up to $20,000 of spending made in the first three months following a successful referral.

Note: The bonus points offer ends on 14 November 2022

If anyone wishes to refer others for the Blue Business Plus credit card, feel free to add your referral links in the comments section below.

One Of The Best Amex Cards Around

The American Express® Gold Card offers the best earnings rates for spending at US supermarkets and on dining out of any American Express Membership Rewards card, and it offers credits for Uber/Uber Eats and dining which help offset the $250 annual fee (rates & fees).

Currently, the American Express® Gold Card is offering successful new applicants 60,000 bonus Membership Rewards Points after they spend $4,000 on their new card in the first 6 months of card membership.

The Great Benefits (Terms Apply)

  • Earn 4 points/dollar on spending at U.S Supermarkets (up to $25,000 in spending/year)
  • Earn 4 points/dollar on dining and takeout (including Uber Eats)
  • Earn 3 points/dollar on flights booked directly with airlines or through Amex Travel
  • Get $120/year in dining credits (at select eateries)
  • Get $120/year in Uber Cash credits
  • Get $100/year Hotel Collection credit

Click for more details on the American Express® Gold Card

Regarding Comments

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