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Chase is sending out emails to targeted holders of its Chase Ink cards to let them know that for a limited time, they can earn 5 points/dollar on shipping spending and on spending made with home improvement stores this summer.
If you hold a Chase Ink Business Preferred® Credit Card (review), a Chase Ink Business Cash® Credit Card (review), the Chase Ink Business Unlimited® Credit Card (review), or a legacy Chase Ink card that’s no longer open to new applicants, you may now be able to earn more points than ever before for the spending you make at home improvement stores or on shipping through 31 August 2021.
- Activate via the targeted email or this link if you haven’t received an email
- Earn 5 points/dollar or 5% cash back on shipping purchases
- Earn 5 points/dollar or 5% cash back on spending at home improvement stores
- Valid on spending made between 1 June and 31 August 2021
- Valid on combined spending (across both spending categories) of up to $10,000.
Note: The terms and conditions state that “[p]urchases posted to your account with a transaction date during the offer period are eligible for this offer” so it’s possible that purchases made prior to activation but in the offer period will qualify for the extra points/cash back.
For the avoidance of doubt, here’s how Chase defines home improvement stores:
Merchants in the home improvement stores category specialize in selling a variety of home improvement supplies, from larger home improvement stores to smaller hardware stores. Merchants that sell a wide variety of general goods which may include home improvement supplies, for example, warehouse clubs, discount stores, or grocery stores, are not included in this category. Also, merchants that specialize in home furnishings, garden and landscaping supplies are not included.
And here’s how Chase defines shipping:
Merchants in the shipping category specialize in mailing packages, hauling freight, and transporting goods or documents. Shipping merchants include couriers, postal and freight shipping companies, express shipping services and mailbox stores. Merchants who sell a wide variety of general goods but also ship items, including office supply stores that also mail packages will not be included in this category. The additional cost to ship something you buy, or using a third party (such as Amazon) for bulk warehousing and shipping will not qualify. Merchants that primarily sell boxes, packing tape, bubble wrap or other shipping supplies are also not included in this category.
The important thing to note with this second category is that it’s spending with a merchant that deals with shipping that is eligible and not just spending made on physically shipping items. This means that purchases of goods at UPS/FedEx stores as well as mailbox rentals should qualify for the spending bonus.
This is the first offer I’ve seen targeted to Chase business cards that uses the chase.com/mybonus website as the activation page. Up until now, this page has been used exclusively for bonuses targeted to Chase’s consumer cards so if you have a Chase business card and haven’t had an email telling you that you’ve been targeted, head over there with your card details to hand.
Overall, this will be a better offer for some than for others.
If you hold the excellent Ink Business Preferred® Credit Card (review) you already earn 3 points/dollar on shipping purchases so this offer only boosts your spending in that category by 2 points/dollar. You do, however, currently only earn 1 point/dollar for spending at home improvement stores so this offer boosts that by 4 points/dollar (up to the spending cap).
If you hold the Ink Business Cash® Credit Card (review), the Ink Business Unlimited® Credit Card (review), or the Chase Ink Business Plus card that’s no longer open to new applicants you currently earn a maximum of 1 point/dollar or 1% cash back for spending at home improvement stores and on shipping so this offer can significantly boost your earnings.
Personally, I’m very happy with this offer. I’m now earning 4 points/dollar more in both offer categories and as I value Chase Ultimate Rewards points at 1.5 cents each, the targeted offer is now giving me a 6% better return on any eligible spending through the end of August and that’s likely to see me using my Ink card a lot more than I had anticipated.
Chase is targeting select holders of its Ink Business cards for bonus points or cash back on spending made at home improvement stores and with merchants involved in shipping. Bonus points can be earned through 31 August on combined spending of up to $10,000 so if you have some remodeling to do at home or if you have a sizeable invoice due from UPS/FedEx/DHL, now may be the time to dust off your Chase Ink card to see if you’ve been targeted.