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Citi is in the process of emailing cardholders with offers of bonus ThankYou points for adding authorized users to various credit cards. The offers appear to be varying from person to person so there’s no one single definitive offer out there but it’s worth keeping an eye on your inbox if you’re considering adding someone to your account.
Citi’s Authorized User Bonus Offers
I hold the Citi Premier credit card and the Citi ThankYou Preferred credit card (no longer open to new applicants) but only the Premier card had been targeted for an authorized user offer.
I value ThankYou points at 1.5 cents each so, essentially, Citi is offering me a rebate of $37.50 for adding an authorized user and having that user spend $2,000 by the end of October.
I have to admit that this isn’t particularly tempting. $2,000 is a lot of spending in just two months especially when most of life’s bigger bills can’t be paid using a credit card (at least not very economically) so Citi would have to either up its offer or lower its spending requirement for me to bite.
Fortunately (for others), Dr of Credit has reported that Citi is also offering the same bonus for just $1,000 of spending and while that’s still not an amazing deal, it’s considerably better than the deal I was targeted for.
Getting The Deal
This isn’t a deal that a Citi phone agent can add to your card if you haven’t been targeted for it (at least that has been my experience) so hopefully you’ll have this offer somewhere in your inbox (or spam folder). If you haven’t noticed it arrive, try searching your email folders for the subject line “Message from Citi: [Your name], we’re contacting you to UNLOCK more points from your card“.
Bottom Line
Citi is emailing out an offer of 2,500 ThankYou points after $1,000 – $2,000 of spending in an attempt to tempt cardholders to add an authorized user to their card(s). Unless you have some large purchases coming up, the $2,000 target will probably be too high for most people, but the $1,000 target should be reachable in the normal course of things and may represent an easy way to keep your ThankYou points balance ticking over.
Have you been targeted by Citi? If so, what offer did you get?
@ All — Don’t do it if you care about your 5/24. This will add to it!