Home Credit Cards Chase Credit Cards Chase Marriott Bonvoy Boundless Credit Card Review (2021)

Chase Marriott Bonvoy Boundless Credit Card Review (2021)


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If you’re a fan of the Marriott Bonvoy program and you enjoy staying at Marriott properties around the world, it would probably make sense for you to hold a Marriott Bonvoy credit card in your wallet. Of all the Bonvoy cards on the market, the Marriott Bonvoy Boundless credit card does the best job of keeping costs low while still offering strong earnings with Marriott and benefits that help to offset the card’s annual fee.

The Marriott Bonvoy Boundless Credit Card

In Brief

The Marriott Bonvoy Boundless credit card is Chase’s top-level Bonvoy credit card that offers credits towards elite status and a free award night every year. This can be a key card for anyone who visits Marriott properties with any frequency as no credit card earns more Bonvoy Points at Marriott properties worldwide than the Boundless card (not even Amex’s $450/year premium Bonvoy card).

In Detail

Here’s what you need to know about the Marriott Bonvoy Boundless credit card:

Annual Fee

  • $95

Cost of Authorised User Cards

  • $0 (zero)

Current Welcome Bonus

  • Get 3 Free Nights (each worth up to 50,000 points) after spending $3,000 on your new Marriott Bonvoy Boundless Card within 3 months of card membership (more details)
  • Earn 10 points/dollar on up to $2,500 in combined spending at gas stations, restaurants, and grocery stores within 6 months of card membership.

Earnings

  • 6 points/dollar at Marriott Bonvoy properties worldwide
  • 2 points/dollar on all other purchases

Key Benefits

  • Receive a free award night valid at properties costing up to 35,000 points/night on every card anniversary
  • 15 elite nights credit towards status
  • Earn Bonvoy Gold status when you spend $35,000 on the card each account year
  • No foreign transaction fees

Are You Eligible?

The product is not available to either:

  • Current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier),
  • Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus),
  • Marriott Bonvoy Bold™ credit card, or
  • previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless™ credit card (also known as Marriott Rewards® Premier Plus), or Marriott Bonvoy Bold™ credit card, who received a new cardmember bonus within the last 24 months.

Eligibility for the new cardmember bonus: The bonus is not available to you if you:

  • are a current cardmember, or were a previous cardmember within the last 30 days, of Marriott Bonvoy™ American Express® Card (also known as The Starwood Preferred Guest® Credit Card from American Express);
  • are a current or previous cardmember of either Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card), and received a new cardmember bonus or upgrade bonus in the last 24 months; or
  • applied and were approved for Marriott Bonvoy Business™ American Express® Card (also known as The Starwood Preferred Guest® Business Credit Card from American Express) or Marriott Bonvoy Brilliant™ American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) within the last 90 days.

Why This Is A Great Card To Get

The Welcome Offer

The Marriott Bonvoy Boundless Card is currently offering successful new applicants 3 Free Nights (each worth up to 50,000 points) after they spend $3,000 on their card in the first three months after they open their account.

For reference, below is the Marriott Bonvoy award chart, and from it, you should be able to see that each free night from the welcome offer would be able to book a stay at any Category 1 – 5 property regardless of the season, any Category 6 property during standard and off-peak seasons, and any Category 7 property using off-peak season only.

There are some very good Marriott Bonvoy properties around the world at which a room can be booked for just 50,000 points per night (e.g. the St Regis Langkawi, The Ritz-Carlton Abama, Marriott’s Ko’Olina Beach Club, and Marriott’s Maui Ocean Club to name just a few), and as these are properties at which room rates frequently exceed $400 per night, there’s definitely value to be had out of this welcome offer.

As far as the spending bonus goes…

The 10 points/dollar that’s currently on offer for spending at gas stations, restaurants, and grocery stores is 8 points/dollar more than the card normally offers so as I value Marriott Bonvoy Points at 0.6 cents each (based on the value I know I can get out of them without much effort), this added bonus is effectively equivalent to an extra 4.8% rebate on spending up to up to $2,500 across the qualifying categories in the first 6 months of holding the card. That’s a bonus worth up to $120 which, on its own, is more than enough to cover the annual fee in year 1.

A word of caution: The free night certificates expire 12 months after they have been issued so it would be incorrect to consider each to be comparable to having 50,000 points in the bank. Points can be prevented from expiring and 50,000 points would get you change when spent at a property costing less than 50,000 points – these certificates cannot be prevented from expiring and they won’t get you any change when used at a property costing less than 50,000 points per night.

The Marriott Earnings

Marriott Bonvoy Boundless Card offers 6 points per dollar for spending at all Marriott properties worldwide and no other card offers a better return at Marriott properties than this one (not even the $450/year Marriott Bonvoy Brilliant™ American Express Card). If you stay at Marriott properties with any kind of frequency and you don’t want to splash out on a card costing $450/year, this is probably the card for you.

The Annual Free Night Certificate

Every anniversary, Marriott Bonvoy Boundless cardholders receive a free night certificate which can be used at properties charging up to 35,000 points/night. Even if you disregard the current welcome bonus and the strong Marriott earnings rate that this card offers, the yearly free night certificate on its own is enough to cover the card’s annual fee year after year.

Elite Night Credits

Marriott Bonvoy Boundless cardholders will receive 15 Elite Nights credited to their accounts within 60 days of opening their new account and will continue to see 15 Elite Nights credited to their accounts on or before 1 March every year.

Without setting foot in a Marriott property the Boundless card gets a cardholder 60% of the way to Bonvoy Gold status (25 nights), 30% of the way to Platinum status (50 nights), and 20% of the way to Titanium status.

In addition, the Marriott Bonvoy Boundless Card is the cheapest card that you can pair with the Marriott Bonvoy Business® American Express Card (review) to earn a total of 30 elite night credits per year (more details on how that works).

These two cards together would automatically give a cardholder Marriott Bonvoy Gold Elite status every year and would leave them needing just 20 elite night credits to earn valuable Marriott Bonvoy Platinum Elite status.

Bottom Line

The Marriott Bonvoy Boundless credit card is a very solid card for anyone who’s looking to earn the maximum number of points on their Marriott stays without splashing out on a $450/year credit card. It’s also the cheapest card that can be paired with the Marriott Bonvoy Business Card (review) to give a cardholder an impressive boost towards valuable elite status every year.

For travelers who are frequent visitors to Marriott properties year after year, the more premium Marriott Bonvoy Brilliant™ American Express Card (review) may be a better option (it’s more expensive but it also comes with some great benefits that help to offset that cost), but for everyone else, this is probably the best Bonvoy card to hold.

Click to find out how to apply for the Marriott Bonvoy Boundless credit card

A Fantastic No Annual Fee Card

The Freedom Flex Credit Card is a no annual fee card from Chase and although it was only released in September last year, it has quickly become a “must-have” credit card for fans of Chase’s Ultimate Rewards program. Fantastic earning rates, useful benefits, and no annual fee is always a winning combination.

Some Of The Great Earning Rates & Benefits:

  • 5% cash back (or 5 points/dollar) on:
    • Up to $12,000 of grocery store spending in the first 12 months of opening a new account
    • Up to $1,500 of spending in quarterly revolving categories
    • Travel purchased through Chase’s travel portal
    • Lyft rides through March 2022
  • 3% cash back (or 3 points/dollar) on:
    • Dining (includes take-out and delivery)
    • Spending at drugstores
  • 1% cash back (or 1 point/dollar) on spending in all other categories
  • Complimentary cell phone protection

Click for more details on the Chase Freedom Flex Credit Card

Regarding Comments

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser or any other advertiser. It is not the bank advertiser’s responsibility or any other advertiser’s responsibility to ensure all posts and/or questions are answered.

12 COMMENTS

  1. I currently hold the Bonvoy Premier card. I’m considering closing the card and applying for the Boundless (where DO they get these names?) after I’ve passed the 30 day mark. While I doubt that I’d accrue the additional 15 elite nights, the signup bonus would be worth it if the offer is still around. Any thoughts on trying this?

    • My only relevant data point is from a few years ago when I did something similar with a couple of United Airlines credit cards. I left a 45-day gap and was successful…but bear in mind that that was at least 2 years ago (it may have been 3) and the world has moved on since then. The same tactic may well work now but my success doesn’t guarantee yours, unfortunately.

      If you follow through with this, please report back and let me know how you get on – it would be good to have a more up to date reference point 🙂

  2. […] Alaska Airlines sells its miles through Points.com so there’s no scope to earn a travel/flight/airline bonus by using a credit card that offers bonus points for shopping in one of those categories. What this means is that this is a good opportunity to use a credit card on which you’re working towards a welcome bonus (like the incredible 5 free nights offer on the Marriott Bonvoy Boundless Card)… […]

  3. […] United sells its miles through Points.com so there’s no scope to earn a travel/flight/airline bonus by using a credit card that offers bonus points for shopping in one of those categories. What this means is that this is a good opportunity to use a credit card on which you’re working towards a welcome bonus (like the incredible 5 free nights offer on the Marriott Bonvoy Boundless Card)… […]

  4. […] Chase has recently published a new welcome offer for the Marriott Bonvoy Boundless credit card and its the most rewarding welcome offer the card has ever had. New cardholders can earn 5 free night certificates (valid at Marriott properties costing 50,000 points or less per night) after they spend $5,000 on their new Boundless Card in the first 3 months following account opening (link to more details) […]

  5. […] United sells its miles through Points.com so there’s no scope to earn a travel/flight/airline bonus by using a credit card that offers bonus points for shopping in one of those categories. What this means is that this is a good opportunity to use a credit card on which you’re working towards a welcome bonus (like the incredible 5 free nights offer on the Marriott Bonvoy Boundless Card)… […]

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