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The US may lead the world in any number of ways but it’s notably behind the times when it comes to its banking system (which is antiquated) and to its credit cards.
While most of the developed world (and significant parts of the developing world) have embraced chip and pin technology on the credit cards they issue the US lags significantly behind, and we’re only now seeing US credit card issuers beginning to offer customers cards with in-built contactless technology to help speed up transactions (countries like the UK have been using this technology for over a decade).
Still, it’s better late than never and it now looks as if Chase is making an extra effort to get more of its cardholders using and talking about contactless technology with the latest promotion it has been emailing out.
Earn 500 Ultimate Rewards Points For Using Contactless
Chase has emailed me an offer which allows me to earn 500 Ultimate Rewards Points for using any of my Chase contactless credit cards 3 times before 31 December 2019 – no registration is required.
- You’ll earn an additional 500 bonus Points for 3 contactless purchases from 11/20/2019 through 12/31/2019 using your product during checkout.
- Each contactless purchase must be a minimum of $1.75.
- Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds.
- Please allow 6 to 8 weeks after the qualifying purchase(s) post(s) to your account for bonus Points to post to your credit card account.
- To qualify, your account must be open and not in default at the time of fulfillment.
- If you change your credit card product during the promotional period you will forfeit this offer.
- This offer is non-transferable.
- We may terminate this offer at any time without notice.
Have You Been Targeted?
The email I’ve received which has targeted me for this offer has the subject line “Ziggy, earn 500 points” and comes from “Chase Card Services“.
If you haven’t seen or received an email like this it may be worth searching your email folders to make sure you haven’t missed it and searching your spam folders to check to see if it has been accidentally filtered out.
How Do You Make A Contactless Transaction?
It’s simple. If your card comes with contactless technology (more info on this later in this post) you just have to tap the card on a checkout terminal which accepts contactless payments and your transaction will be processed.
There’s no need to insert your card into the terminal and there’s no need for a signature either- just tap and go.
Which Chase Cards Offer Contactless Technology?
Not all Chase cards are currently issued with contactless technology (the IHG Rewards credit cards stand out as examples of some that do not) but most of the popular cards do come with the latest technology.
- Chase Sapphire Reserve credit card
- Chase Slate credit card
- Southwest Rapid Rewards Priority Credit Card
- Southwest Rapid Rewards Plus Credit Card
- Southwest Rapid Rewards Premier Credit Card
- United Explorer Card
- United TravelBank Card
- United Club Card
- British Airways Visa Signature Card
- Aer Lingus Visa Signature Card
- Iberia Visa Signature Card
- Marriott Bonvoy Bold credit card
- Marriott Bonvoy Boundless credit card
- World of Hyatt Credit Card
- Starbucks Rewards Visa Card
- Amazon Prime Rewards Visa Signature Card
- AARP Credit Card from Chase
Some of the cards that Chase still services but doesn’t issue anymore may also offer contactless technology but they are not mentioned on Chase’s contactless website – if you contact Chase the phone agents should be able to tell you which, if any, of the older cards can be reissued with contactless technology.
How Do You Know If Your Chase Card Has Contactless Technology?
Just because a particular Chase credit card now comes issued with contactless technology doesn’t mean that the card in your wallet has that technology too – if you haven’t had your card replaced in the past year the chances are that your card does not have contactless technology….but it’s simple to check.
If your credit card offers contactless technology you should see the contactless sign (the ripples) imprinted somewhere on it.
…while others, like the United Explorer Card, have the contactless sign on the front:
If your card appears in the list of Chase cards which now come issued with contactless technology but your card doesn’t have the contactless symbol you can have your card upgraded by visiting the Chase Card Replacement page.
I value 500 Ultimate Rewards Points at $7.50 and although that’s hardly a lot of cash it’s still free money for very little work.
As Chase points out, a lot of coffee shops, grocery stores, fast food outlets, vending machines, and drugstores now offer contactless payments so it’s not exactly hard to find somewhere where you can make the three transactions needed to trigger this offer (assuming you have been targeted).
Even if you haven’t been targeted for this offer it’s worth checking to see if your credit cards (across all issuers) offer contactless technology and upgrading your cards where possible if they do not.
Contactless technology may still be rolling out in the US but having the ability to pay with contactless when you’re abroad (especially in Europe) can make life considerably easier when dealing with machines and terminals that otherwise require a credit card to come with a pin.
This may not be a blockbuster offer but it’s a good reminder for everyone to check their credit cards and to make sure that they’re up to date with contactless technology where it is offered.
Thanks to this offer (and the fact that I’m writing this article) I’ve only just realized that my Chase Sapphire Reserve card is an older card without contactless built-in so I’ll be upgrading it as soon as I’ve finished this post!