There are credit cards you hold for their points earning and then there are the credit cards you hold for the befits they offer and, for me, the current IHG Rewards credit card has always fallen into the latter category. I book most of my paid hotels stays through Marriott so the bonus points the IHG Rewards card offers for my infrequent stays at IHG properties has never been a major attraction to me.....but the free night I get from the credit card every year is a benefit I love.
The IHG Rewards credit card has long been one of the very best deals you can get in the miles & points world. As a card that offers a free night at any IHG hotel in the world in exchange for an annual fee of just $49 it has been selling itself for years. But the card looks to be on its way out and the opportunities to sign up for it as fast disappearing.
If you're looking for a way to make sure you make the most of your second quarter Chase Freedom bonus categories then Chase may have just helped you out. The Chase Freedom 2Q bonus categories include grocery store spending, PayPal spending and, for the second quarter running Chase Pay spending. The Chase Pay option is probably the weakest of the three options on offer as it's still not accepted in all that many places.
Chase is running a promotion in conjunction with Marriott and United Airlines which may tempt some people but I'm here to tell you that it's not really a great promotion at all. On the face of things the promotion may seem perfectly ok but when you look closely at the value on offer (and the value most would be giving up if they took part) the promotion really isn't one that most should be participating in.
I'm an unabashed fan of Chase and a large number of the credit cards the bank issues but I'm struggling to see the point of the Chase Iberia Visa credit card or the Chase Aer Lingus credit card announced by the bank towards the end of last week.
My Chase Freedom card is one of the few free credit cards that I hold that's guaranteed to get a place in my wallet every quarter. While I'm a big fan of fee-free credit cards most of mine don't offer big enough spending bonuses to warrant being used on a regular basis....but Chase Freedom is different.
Marriott's takeover of Starwood threw into question the future of the hotel chain's credit card contract. Marriott has traditionally had its co-branded cards issued by Chase while Starwood has had a long association with Amex and we've been waiting to hear what the outcome of recent negotiations would be. Now we know.
Last week I took at look the transfer partners of the four major transferable loyalty currencies - Chase Ultimate Rewards, Citi ThankYou, American Express Membership Rewards and Starwood's Starpoints. All are currencies I value highly and all a currencies I prefer to individual airline miles or hotel points. As a follow up to those articles I'm taking a look at the best ways to earn the four transferable loyalty currencies and hopefully giving you some idea of what you can do to earn more points and to boost your balances quickly and/or frequently.
I don't often write about credit card sign-up bonuses because, to be frank, I don't find most of them to be all that fantastic or exceptional (with a few occasional exceptions). But now we have a credit card sign-up bonus from Southwest & Chase that, as long as you're a California resident, is one you shouldn't be passing up.
There's a small points bonanza going on at the moment and for those interested in Avios, Chase Ultimate Rewards points and Club Carlson Gold points there are some very good opportunities to earn bonus points without much effort.