The American Express Gold Card is a key card in Amex's Membership Rewards ecosystem as it offers the best earning rates out of any American Express card in select major spending categories. It's a card that offers valuable benefits that help cardholders offset the annual fee, and with the currency that it earns being transferable to an impressive variety of airline and hotel loyalty programs, it's a card that can help cardholders make significant savings on aspirational travel bookings.
American Express has probably done more than any of the other major card issuers to try to keep its cards relevant while the world around us changed beyond recognition, and it has done this by introducing new benefits and new spending offers to help cardholders justify their annual fees. Today, as if that wasn't enough, Amex gave me another reason to hold on to my Platinum Card for another year.
The entry-level Hilton Honors Credit Card from American Express doesn't get a lot of attention because it's a simple card that doesn't offer any amazing or eye-catching benefits. That, however, doesn't mean this is a card you should ignore. With a great welcome offer and no annual fee, this can be a fantastic starter card for anyone new to the miles and points game or a great backup card for infrequent visitors to Hilton properties worldwide.
In addition to the new dining credits and bonus points offers announced today for Amex's portfolio of Marriott Bonvoy and Hilton Honors consumer credit cards, there's been good news for holders of its Marriott and Hilton Business cards too. For the rest of 2021, Amex's Marriott and Hilton business cards will offer cardholders monthly wireless credits as well as the benefits those cards already offer as standard.
In addition to the bonus points offers we've seen launched on the Marriott and Hilton co-branded consumer cards and the dining credits we've seen loaded to the same co-branded credit cards, American Express has launched new offers for holders of its co-branded Delta SkyMiles consumer and business cards that significantly improve their offering in 2021.
Today appears to be co-branded partner day at American Express. As of this morning, not only has Amex loaded targeted bonus points offers to its Hilton and Marriott co-branded, but it has added dining credits to the co-branded cards too. There are multiple offers available for Delta co-branded cards too but those will be covered in a separate post.
Four American Express cards offer cardholders airline fee credits that can go a long way to canceling out the annual fees that these cards charge but with only two days of January left, time is running out for cardholders to actively choose the airline whose fees they'd like to have rebated.
The Hilton Honors Surpass Card from American Express is one of the best hotel co-branded cards on the market because it offers all cardholders the most valuable mid-tier hotel status for just $95/year. Add in the 130,000 bonus points that the card is currently offering and this becomes a card whose value becomes easy to justify.
To get the most out of a miles or points balance takes work and often quite a bit of effort. People with busy lives and families to look after generally don't have the time or energy to deal with all of that and this a big reason why cash back credit cards are so incredibly popular and why the Blue Cash Preferred Card is a card that would work well in most wallets.
There's aren't many credit cards that I consider to be "must-have" cards for any serious miles and points fan but the Blue Business Plus Credit Card from American Express is definitely one of them. This card comes with no annual fee and is one of the more rewarding cards you'll find for spending in non-bonused categories.