Home Credit Cards Amex Blue Cash Everyday® Card from American Express gets a refresh (new earnings...

Blue Cash Everyday® Card from American Express gets a refresh (new earnings & statement credits)


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American Express has unveiled a refreshed version of the Blue Cash Everyday® Card from American Express which sees the card getting a new look, introducing statement credits, increasing the cash back that it earns in one shopping category, adding a new bonus category, and removing a bonus category. Importantly, the card’s good earning rate at US supermarkets remains unaffected.

Blue Cash Everyday® Card from American Express

In brief

The Blue Cash Everyday® Card is a no-annual-fee card (rates & fees) that in comparison to other cards in its class, offers great rates of cash back (at US supermarkets and at US gas stations). It’s also now the only card that lists “US online retail purchases” as a bonus category.

Annual fee & welcome offer

Here’s what you need to know about the Blue Cash Everyday® Card from American Express:

Annual fee:

Current welcome offer:

  • Receive $200 back in statement credits after you spend $2,000 in the first 6 months after opening your new account (see here for more details)

The card may have been refreshed but this is the same welcome offer that has been around for a while.

Note: The current welcome offer is not available to anyone who currently holds this card or who has had this card in the past.

The changes

Historically, the Blue Cash Everyday® Card has offered the following earning rates:

  • 3% cash back at US supermarkets on up to $6,000 in annual purchases
  • 2% cash back at US gas stations
  • 2% cash back at select US department stores
  • 1% cash back on eligible spending in all other categories

As of today, however, this is what the card’s earning rates look like (terms apply):

  • 3% cash back at US supermarkets on up to $6,000 in annual purchases
  • 3% cash back at US gas stations on up to $6,000 in annual purchases
  • 3% cash back on up to $6,000 of US online retail purchases
  • 1% cash back on eligible spending in all other categories

US supermarket spending remains unchanged, gas station spending now earns 1% more cash back (but cash back is now limited to $6,000 of spending), the department store bonus category has been removed, and “US online retail purchases” has been brought in as a new bonus category.

In addition, the Blue Cash Everyday® Card now also offers the following statement credits:

  • Up to $15 in monthly statement credits* for online meal kit purchases from Home Chef.
  • A $7 monthly statement credit* for spending $13.99 or more (each month) on an eligible Disney Bundle subscription.

A cardholder who maximizes both of these statement credits would get over $260 back on their Disney Bundle and Home Chef spending.

*Terms & conditions apply and enrollment may be required

Important to know:

  • Cashback is earned in the form of reward dollars which can be redeemed as a statement credit.
  • Once a cardholder reaches the $6,000/year limit imposed on spending in select shopping categories, they’ll earn 1% cashback on all further eligible spending in those categories.
  • The Disney Bundle statement credit is valid on qualifying purchases made online at U.S. websites Disneyplus.com, Hulu.com or Plus.espn.com.
  • Superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets (see here for more details).
  • To earn cash back in the new “US online retail purchases” category, the purchases must be made on a website or an app from a U.S. retail merchant that sells physical goods or merchandise directly to consumers (see here for more details).

Examples that Amex has provided of purchases that will earn bonus cash back in the “US online retail purchases” category include but are not limited to:

  • Major retailers (e.g., Amazon.com, Walmart.com)
  • Pet stores (e.g., Chewy.com)
  • Furniture stores (e.g., Wayfair.com)
  • Department stores
  • Drug Stores
  • Book stores
  • Auto & home supply stores
  • Personal and household care
  • Toy & Hobby stores
  • Computer & Electronic stores
  • Apparel, Footwear, and Accessories stores
  • Sporting goods stores

Examples that Amex has provided of purchases that will NOT earn bonus cash back in the “US online retail purchases” category include but are not limited to:

  • Airline tickets
  • Concert ticket purchases
  • Food delivery platforms
  • Online grocery orders
  • Rideshare services
  • Streaming services
  • Wireless cellular providers

As always, cardholders should check their card’s terms and conditions carefully before assuming what will and will not earn bonus cash back.

Quick thoughts

On the whole, this looks like a positive refresh for the Blue Cash Everyday® Card.

Cardholders who would prefer to continue enjoying unlimited 2% cash back on US gas station spending rather than a higher rate of cash back that’s capped*, may disagree with me but for everyone else, these changes are almost certainly a net positive – the supermarket spending cash back remains unchanged, the US gas station cash back has been boosted, and the loss of the department store bonus category is, to my mind, more than made up for by the introduction of the “US online retail purchases” category which includes the major department stores.

Also, keeping in mind that this is a card that does not charge an annual fee, it’s great to see statement credits being offered and while, admittedly, I’m not sure how many cardholders will find the Home Chef statement credits a valuable option, quite a few cardholders should be able to save with the Disney Bundle credits so I expect a majority of cardholders to be happy with these changes.

*If you’d like to continue to earn 2% cash back at US gas stations without an annual cap and without paying an annual fee, the Citi® Double Cash Card (review) is probably a card that you should consider.

Bottom line

American Express has announced a refresh of the Blue Cash Everyday® Card which sees the card get a facelift and offer a modified set of cash back options. Some cardholders may be disappointed to be losing the option of earning unlimited 2% cash back at US gas stations but on the whole, I expect most people to welcome these changes.

The Excellent 6% Cash Back Card

The Blue Cash Preferred® Card from American Express is one of the more rewarding cashback cards on the market with its market-leading rebate at U.S supermarkets, market-leading rebate on spending with streaming services, great cash back rates on select travel spending, and strong cash back at gas stations too. This card comes with a $95 annual fee(rates & fees).

The Great Earning Rates (Terms Apply)

  • 6% cash back at U.S. supermarkets on up to $6,000 spending per year*
  • 6% cash back on select U.S. streaming subscriptions
  • 3% cash back on transit spending (e.g. taxis/Uber/Lyft, parking tolls, trains, buses)
  • 3% cash back at U.S. gas stations
  • 1% cash back on spending in all other categories

Click for more details on the Blue Cash Preferred® Card from American Express

Regarding Comments

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser or any other advertiser. It is not the bank advertiser’s responsibility or any other advertiser’s responsibility to ensure all posts and/or questions are answered.

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