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The Platinum Card from American Express (review) is probably one of the more famous and recognizable cards in the world but the truth is that unless you’re using it to book airfares (where it earns 5 points/dollar), it’s not a card that anyone should be using when they’re shopping – it’s simply not rewarding enough. Instead, this is a card that you hold for the great benefits that it offers, and what many people may not know is that authorized users get a lot of the same benefits that a Platinum Card’s primary cardholder gets.
In this post, I’m going to take a look at the benefits that the Amex Platinum Card offers to a primary cardholder and I’ll show just how many of those benefits can be used by any of the authorized users that a cardholder chooses to add. Considering that up to three authorized users can be added for a total of $175, some may be surprised just how much the Platinum Card actually offers.
Amex Platinum Card – The Benefits
Right now, the Amex Platinum Card (review) is offering a welcome bonus of 75,000 Membership Rewards points to successful new applicants who spend $5,000 on their new card in the first 6 months of card membership, as well as an incredible 10 points/dollar on up to $15,000 of spending at U.S. Gas Stations and U.S. Supermarkets in their first 6 months of Card Membership.
More importantly, these are the standard earnings and benefits that the Platinum Card currently offers in exchange for its $550 annual fee:
- 5 points/dollar on up to $500,000 of airfares booked directly with airlines every calendar year.
- Complimentary access to Amex Centurion Lounges + 2 guests
- Priority Pass Membership
- Access to the American Express Global Lounge collection
- Access to the American Express Fine Hotels & Resorts program
- Access to Delta Sky Clubs (when traveling with Delta on the day of entry)
- Access to the International Airline program (for discounts on premium cabins on select airlines – more info)
- Hilton Honors Gold status
- Marriott Bonvoy Gold status
- Credit towards the cost of Global Entry or TSA Precheck
- $200/year Uber/Uber Eats credits
- $100/year Saks 5th Avenue credits
- $200/year airline fee credit
- Elite status with Hertz, Avis and National
- Trip delay protection
- Trip interruption and cancellation insurance
- No foreign transaction fees
So which of these benefits do the Platinum Card’s authorized users also receive?
Platinum Card Authorized User Benefits
A little surprisingly, a Platinum Card authorized user has access to all but three of the benefits that I’ve listed out above.
If you’re an authorized user on someone else’s Platinum Card, any airfare spending that you put on that card will earn (the primary cardholder) 5 points/dollar and when it comes time to fly you’ll be able to access the American Express Centurion Lounges, the Priority Pass Lounges, the Delta SkyClubs (if you’re flying with Delta), and any lounges that are part of the American Express Global Lounge collection.
When you arrive at your destination you can make the most of complimentary car rental elite status (Hertz Gold Plus Rewards, Avis Preferred and National Car Rental Emerald Club Executive) and you’ll be able to enjoy Marriott Bonvoy Gold elite status and Hilton Honors Gold status (the most useful mid-tier hotel status) when staying with either of those chains.
You can book your hotels stays through the Amex Fine Hotels & Resorts program, your trip will be covered by the excellent trip delay protection as well as the trip interruption and cancellation insurance that the Platinum Card offers (as long as the flights were booked using your Platinum Card) and you can even use your very own credit to get free membership of the Global Entry or TSA PreCheck programs to help reduce the time you spend in lines at airports.
What Isn’t Offered To Authorized Users?
The three benefits that are not extended to authorized users of the Amex Platinum Card are the Uber credits, the Saks 5th Avenue credits and the airline fee credit all of which are reserved for the primary cardholder.
It’s worth noting, however, that any airline fees charged by the primary cardholder’s chosen airline and paid using an authorized user’s card, will trigger the airline fee credit.
It costs a $175/year to add up to three authorized users to a primary cardholders Amex Platinum Card account and while this shouldn’t be done without due care and consideration (the primary cardholder will be responsible for all charges the authorized users put on their cards), for a family that likes to travel or a family that likes to travel but that may not always travel together, having at least one Platinum Card authorized user could make a lot of sense.